Credit union · NCUA insured
Lutheran FCU Credit Card Rates
Lutheran FCU credit card rates start at 11.49% APR. Rates checked October 16, 2026.
How Lutheran FCU’s credit card rates compare
Compared with banks and credit unions nationwide. Ongoing purchase APR, lowest first.
This credit union’s lowest
Lutheran FCU
11.49%APR
- Up to
- —
Classic Card
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Up to
- —
2nd-lowest rate
Rio Grande Valley Credit Union
5.90%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Card
Available to members who have built a good credit history. Lowest rate based on meeting specific underwriting criteria; promotional offers for new cardholders only. No balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.49% | None | Competitively low-variable APRs starting at 11.49%. No increase in APR for Balance Transfers and Cash Advances. Rate referenced is lowest possible for qualified borrowers based on underwriting criteria. |
| Intro, 6 months | 0.00% | None | Introductory Special: 0% APR on purchases for six months. For new LutheranFCU credit card holders only. |
| Intro, 6 months | 2.99% | None | Introductory Special: 2.99% APR on balance transfers for six months. No balance transfer fees. For new LutheranFCU credit card holders only. |
Sources (2)
All captured Oct 5, 2026
Who can join Lutheran FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.