Credit union · NCUA insured
Rio Grande Valley Credit Union Credit Card Rates
Top CarrotRio Grande Valley Credit Union credit cards start at 5.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Rio Grande Valley Credit Union’s credit card rates compare
Compared with banks and credit unions near Brownsville, TX, where Rio Grande Valley Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Rio Grande Valley Credit Union
5.90%APR
- Up to
- 18.00% APR
Visa Platinum Credit Card
2nd-lowest rate
NAFT Federal Credit Union
8.90%APR
- Up to
- —
3rd-lowest rate
Members First Credit Union
9.90%APR
- Up to
- 17.90% APR
Rio Grande Valley Credit Union credit card score
99
Credit card score
Higher than 99% of U.S. banks and credit unions
- Purchase APRPurchase APR5.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Rio Grande Valley Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
Non-members may apply to be prequalified but must establish/qualify for membership with RGV Credit Union ($25.00 minimum deposit plus $5.00 processing fee) to fund the loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 5.90%–18.00% | None | Rate based on creditworthiness and term of loan. |
Who can join Rio Grande Valley Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Any person who lives, works, attends school or worships within a 10-mile radius of any credit union branch office in Harlingen, San Benito, or Rio Hondo is eligible for membership.
- Any person who lives, works, attends school or worships in Willacy County is eligible for membership.
Cost to join
- A minimum deposit of $25.00 in a savings account is required to establish and maintain membership.
- A one-time processing fee of $5.00 is required to become a member.
Membership information collected October 5, 2026.