Credit union · NCUA insured
Longshoremen's Local 4 Federal Credit Union Auto Loan Rates
Longshoremen's Local 4 Federal Credit Union auto loans start at 1.99% APR for a new vehicle. Rates checked October 22, 2026.
How Longshoremen's Local 4 Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Portland, OR-WA, where Longshoremen's Local 4 Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Longshoremen's Local 4 Federal Credit Union
1.99%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
New vehicle
2nd-lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
- Discount
- None included
3rd-lowest rate
First Community Credit Union
4.49%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- Included in the rate
Longshoremen's Local 4 Federal Credit Union auto loan score
87
Auto loan score
Higher than 79% of U.S. banks and credit unions
- New vehicleNew1.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Longshoremen's Local 4 Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New vehicle
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 1.99% | — |
Used vehicle (1-2 years old)
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 1.99%–8.75% | — |
Who can join Longshoremen's Local 4 Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Open to individuals who work or have worked for International Brotherhood of Boilermaker’s Local 104 (Vancouver/Portland Members).
- Open to individuals who work or have worked for IAFF Local 452.
- Open to individuals who work or have worked for International Longshore and Warehouse Union Local 4.
- Open to individuals who work or have worked for Inlandboatmen’s Union of the Pacific-Portland, OR.
- Open to individuals who work or have worked for Local 4-A.
Family and household
- Family members of a member are eligible to join.
Cost to join
- An initial share deposit of $5.00 (one share) is required to establish partial ownership and membership.
Membership information collected October 4, 2026.