Credit union · NCUA insured
Loudoun Credit Union Auto Loan Rates
Loudoun Credit Union auto loans start at 4.99% APR for a new vehicle and 6.49% for a used one. Rates checked October 22, 2026.
How Loudoun Credit Union’s auto loan rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Loudoun Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Loudoun Credit Union
4.99%APR
- Terms
- up to 60 months
New Vehicles (Up to 5 years)
Lowest rate
TruEnergy Federal Credit Union
3.74%APR
- Terms
- up to 60 months
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
Loudoun Credit Union auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed6.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Loudoun Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles (Up to 5 years)
125% MSRP or NADA including tax, title, registration. Rates may be adjusted based on individual credit standing, term, loan-to-value, debt-to-income ratio, and aggregate credit score. RATE SHEETS DO NOT REFLECT PROMOTIONAL RATES. PLEASE CONTACT THE CREDIT UNION FOR CURRENT PROMOTIONS. Rates may change at any time. See credit union for details.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.49% | — |
| up to 48 months | 4.74% | — |
| up to 60 months | 4.99% | — |
| up to 72 months | 5.24% | — |
| up to 84 months | 5.49% | — |
Sources (1)
- loudouncu.com/loan-rates · captured Oct 15, 2026
Older Used Vehicles (11 to 15 years)
Minimum loan $2,000, maximum loan $10,000. Rates may be adjusted based on individual credit standing, term, loan-to-value, debt-to-income ratio, and aggregate credit score. RATE SHEETS DO NOT REFLECT PROMOTIONAL RATES. PLEASE CONTACT THE CREDIT UNION FOR CURRENT PROMOTIONS. Rates may change at any time. See credit union for details.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 7.49% | — |
| up to 48 months | 7.99% | — |
| up to 60 months | 8.49% | — |
Sources (1)
- loudouncu.com/loan-rates · captured Oct 15, 2026
Used Vehicles (6 to 10 years)
Rates may be adjusted based on individual credit standing, term, loan-to-value, debt-to-income ratio, and aggregate credit score. RATE SHEETS DO NOT REFLECT PROMOTIONAL RATES. PLEASE CONTACT THE CREDIT UNION FOR CURRENT PROMOTIONS. Rates may change at any time. See credit union for details.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.49% | 125% NADA including tax, title, registration |
| up to 48 months | 5.99% | 105% NADA including tax, title, registration |
| up to 60 months | 6.49% | minimum loan $20,000 |
Sources (1)
- loudouncu.com/loan-rates · captured Oct 15, 2026
Who can join Loudoun Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.