Credit union · NCUA insured
Long Island Alliance FCU Auto Loan Rates
Long Island Alliance FCU auto loans start at 6.99% APR for a new vehicle and 7.49% for a used one. Rates checked October 16, 2026.
How Long Island Alliance FCU’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where Long Island Alliance FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Long Island Alliance FCU
6.99%APR
- Terms
- up to 72 months
- Discount
- None included
New
Lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Long Island Alliance FCU auto loan score
61
Auto loan score
Higher than 5% of U.S. banks and credit unions
- New vehicleNew6.99%
- Used vehicleUsed7.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Long Island Alliance FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.99% | Rates as low as. Monthly payment of $17.05 per $1,000 borrowed. |
Sources (1)
- liafcu.org/rates-and-fees/loan-rates · captured Oct 7, 2026
Used
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.49% | Rates as low as. Monthly payment of $20.04 per $1,000 borrowed. |
Sources (1)
- liafcu.org/rates-and-fees/loan-rates · captured Oct 7, 2026
Who can join Long Island Alliance FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Hauppauge Public Library are eligible to join LIAFCU.
Military, government and schools
- Individuals who live on Long Island and are employed by the State of New York are eligible for membership.
Family and household
- Immediate family members and household members of existing LIAFCU members are eligible for membership.
Cost to join
- Opening a Savings Account with a $5 minimum deposit is required to become a member.
Membership information collected October 5, 2026.