Local 1776 Federal Credit Union Savings & Money Market Rates

How Local 1776 Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Local 1776 Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Local 1776 Federal Credit Union
0.25%APY
Requires
None
Minimum
$5
Earns on $10,000 a year
$25
Regular Savings
Top rate
Woori America Bank
5.00%APY
Requires
Monthly account activity
Minimum
$1,000
Earns on $10,000 a year
$500
Woori America Bank rates
2nd-highest rate
Comenity Capital Bank
4.05%APY
Requires
None
Minimum
$100
Earns on $10,000 a year
$405
Comenity Capital Bank rates

Compare savings rates near you →

Savings score

Higher than 29% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.25%
$10,000 balance$10,0000.25%
$100,000 balance$100,0000.25%
QualifiedQualified0.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Local 1776 Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Regular Savings

0.25%APY$5 to open

Membership requires at least one share ($5.00) on deposit at all times. Dividends on all deposit accounts are paid quarterly. Below Par Value Fee is $6.00 per month.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceRate table lists this deposit rate under an APR column; treated as the dividend/interest rate. Monthly Below Par Value Fee of $6.00 applies when the account is below par value (one share / $5.00). Dividends paid quarterly.Any balance	0.25%	$25	Rate table lists this deposit rate under an APR column; treated as the dividend/interest rate. Monthly Below Par Value Fee of $6.00 applies when the account is below par value (one share / $5.00). Dividends paid quarterly.

Sources (3)

All captured Oct 6, 2026

Special-purpose accounts

Christmas Club

0.25%APYClub

Dividends on all deposit accounts are paid quarterly. Christmas Club Early Withdraw fee is $40.00.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceRate table lists this deposit rate under an APR column; treated as the dividend/interest rate. Dividends paid quarterly.Any balance	0.25%	$25	Rate table lists this deposit rate under an APR column; treated as the dividend/interest rate. Dividends paid quarterly.

Sources (2)

All captured Oct 6, 2026

Vacation Club/Special

0.25%APYClub

Dividends on all deposit accounts are paid quarterly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceRate table lists this deposit rate under an APR column; treated as the dividend/interest rate. Dividends paid quarterly.Any balance	0.25%	$25	Rate table lists this deposit rate under an APR column; treated as the dividend/interest rate. Dividends paid quarterly.

Sources (1)

1776creditunion.org/rates · captured Oct 6, 2026

I.R.A Savings

0.00%APYIRA

Bank IRA savings. Dividends on all deposit accounts are paid quarterly. Published rate is 0.00%.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceRate table lists this deposit rate under an APR column; treated as the dividend/interest rate. Dividends paid quarterly.Any balance	0.00%	$0	Rate table lists this deposit rate under an APR column; treated as the dividend/interest rate. Dividends paid quarterly.

Sources (1)

1776creditunion.org/rates · captured Oct 6, 2026

Who can join Local 1776 Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Membership is open to members of Local 152.
Membership is open to members of UFCW Local 1776.

Family and household

Membership is open to the spouse, children, parents, brothers, sisters, in-laws, or any relative by blood or marriage of an eligible member.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

← Local 1776 Federal Credit Union overview