Credit union · NCUA insured
Local 1776 Federal Credit Union
A $8.7M credit union headquartered in Plymouth Meeting, PA, with 2,704 members and 1 branch in Pennsylvania. Best rates: CDs 0.45% and savings 0.25% APY.
Local 1776 Federal Credit Union Carrot Score
70
Carrot Score
Higher than 27% of U.S. banks and credit unions
#78 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Local 1776 Federal Credit Union
United Food and Commercial Workers Local 1776 Federal Credit Union focuses on providing financial services and assistance for members of the credit union.
- Headquarters
- 3031A Walton Rd Ste 310, Plymouth Meeting, PA 19462-2369
- NCUA charter
- 15652
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members of Local 152.
- Membership is open to members of UFCW Local 1776.
Family and household
- Membership is open to the spouse, children, parents, brothers, sisters, in-laws, or any relative by blood or marriage of an eligible member.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Corporate OfficeMain office3031A Walton Rd Ste 310, Plymouth Meeting, PA 19462Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.03% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.12% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.63% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $77 | $59 | — |
- CapitalNet worth ratio14.03%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.12%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.63%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$77Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Local 1776 Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.