Credit union · NCUA insured
Local 1776 Federal Credit Union CD Rates
Local 1776 Federal Credit Union’s best CD rate is 0.45% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Local 1776 Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Local 1776 Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Local 1776 Federal Credit Union
0.45%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $90
IRA Certificates
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Share Certificates
Up to 0.45%APY · 4 terms
Jumbo Share Certificates with $25,000 minimum. Shared term/rate table from the Share Certificates schedule is reused for this product. No jumbo-specific amount-band rates are published. Dividends on all deposit accounts are paid quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsJumbo Share Certificates ($25,000 minimum). Shared term schedule. Dividends paid quarterly | 0.15% | — |
| 12 monthsJumbo Share Certificates ($25,000 minimum). Shared term schedule. Dividends paid quarterly | 0.25% | — |
| 18 monthsJumbo Share Certificates ($25,000 minimum). Shared term schedule. Dividends paid quarterly | 0.25% | — |
| 24 monthsJumbo Share Certificates ($25,000 minimum). Shared term schedule. Dividends paid quarterly | 0.45% | — |
Special-purpose accounts
IRA Certificates
Up to 3.00%APY · 5 terms
Official schedule explicitly applies to Share Certificates / IRA Certificates. Same published amount and term tables as regular share certificates. Heading states a $500 minimum. Dividends on all deposit accounts are paid quarterly. Two rate tables appear under the same heading without stating how they combine.
| Term | APY · Any balance | APY · $1,000 – $5,000 | APY · $5,000 – $10,000 | APY · $10,000 – $25,000 | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| UnknownAmount-band rate; term not stated on this table. Heading $500 minimum. Dividends paid quarterly | — | 2.00% | 2.50% | 3.00% | 3.50% | 3.00%2.00% $1k–$5k2.50% $5k–$10k3.50% from $25k | $0 |
| 6 monthsTerm table under Share Certificates / IRA Certificates ($500 minimum). Amount band not stated on this table. Dividends paid quarterly | 0.15% | — | — | — | — | 0.15% | $7 |
| 12 monthsTerm table under Share Certificates / IRA Certificates ($500 minimum). Amount band not stated on this table. Dividends paid quarterly | 0.25% | — | — | — | — | 0.25% | $25 |
| 18 monthsTerm table under Share Certificates / IRA Certificates ($500 minimum). Amount band not stated on this table. Dividends paid quarterly | 0.25% | — | — | — | — | 0.25% | $38 |
| 24 monthsTerm table under Share Certificates / IRA Certificates ($500 minimum). Amount band not stated on this table. Dividends paid quarterly | 0.45% | — | — | — | — | 0.45% | $90 |
Share Certificates
Up to 3.00%APY · 5 terms
Share Certificates and IRA Certificates share the published schedule. Heading states a $500 minimum. Dividends on all deposit accounts are paid quarterly. Two rate tables appear under the same heading (amount bands and terms) without stating how they combine.
| Term | APY · Any balance | APY · $1,000 – $5,000 | APY · $5,000 – $10,000 | APY · $10,000 – $25,000 | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| UnknownAmount-band rate; term not stated on this table. Heading $500 minimum. Dividends paid quarterly | — | 2.00% | 2.50% | 3.00% | 3.50% | 3.00%2.00% $1k–$5k2.50% $5k–$10k3.50% from $25k | $0 |
| 6 monthsTerm table under Share Certificates / IRA Certificates ($500 minimum). Amount band not stated on this table. Dividends paid quarterly | 0.15% | — | — | — | — | 0.15% | $7 |
| 12 monthsTerm table under Share Certificates / IRA Certificates ($500 minimum). Amount band not stated on this table. Dividends paid quarterly | 0.25% | — | — | — | — | 0.25% | $25 |
| 18 monthsTerm table under Share Certificates / IRA Certificates ($500 minimum). Amount band not stated on this table. Dividends paid quarterly | 0.25% | — | — | — | — | 0.25% | $38 |
| 24 monthsTerm table under Share Certificates / IRA Certificates ($500 minimum). Amount band not stated on this table. Dividends paid quarterly | 0.45% | — | — | — | — | 0.45% | $90 |
Who can join Local 1776 Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members of Local 152.
- Membership is open to members of UFCW Local 1776.
Family and household
- Membership is open to the spouse, children, parents, brothers, sisters, in-laws, or any relative by blood or marriage of an eligible member.
Membership information collected October 5, 2026.