Credit union · NCUA insured
Listerhill Credit Union Credit Card Rates
Top CarrotListerhill Credit Union credit cards start at 12.99% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Listerhill Credit Union’s credit card rates compare
Compared with banks and credit unions near Florence, AL, where Listerhill Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Listerhill Credit Union
12.99%APR
Visa® Keystone Platinum Credit Card
Lowest rate
Florence Federal Credit Union
8.99%APR
2nd-lowest rate
TVA Community Credit Union
9.95%APR
Listerhill Credit Union credit card score
67
Credit card score
Higher than 18% of U.S. banks and credit unions
- Purchase APRPurchase APR12.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Listerhill Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Secured Credit Card
Secured by savings account with a $500 credit limit. Designed for first-time credit users and credit repair. Subject to underwriting and credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | 12.99% APR. $0 annual fee and $0 balance transfer fee. |
Sources (1)
- listerhill.com/secured-credit-card · captured Oct 5, 2026
Visa® Keystone Platinum Credit Card
Partnership card supporting the University of North Alabama (UNA). Subject to membership requirements and underwriting approval; rates and credit limits vary based on individual creditworthiness. Monthly maintenance fee waived while card is open.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | Fixed purchase APR as low as 12.99%. No annual fee, no balance transfer fee, and no cash advance fee. |
Visa® Keystone Signature Credit Card
Partnership card supporting the University of North Alabama (UNA). Minimum credit limit of $5,000. Subject to membership requirements and underwriting approval. Offers unlimited 2% cash back on purchases (does not apply to balance transfers or cash advances). Monthly maintenance fee waived while card is open.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | Fixed purchase APR as low as 12.99%. No annual fee, $0 balance transfer fees, and $0 cash advance fees. |
Sources (2)
All captured Oct 5, 2026
Visa® Platinum Credit Card
Requires membership in Listerhill Credit Union ($5 membership). Subject to underwriting and credit approval; actual rate and credit limit vary based on creditworthiness. Monthly maintenance fee waived while card is open.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory promotional offer for new card accounts: 0% APR for 12 months. |
| Ongoing | 12.99% | None | Fixed purchase APR as low as 12.99%. No annual fee, $0 balance transfer fee, and no cash advance fee. |
Sources (4)
- listerhill.com/rates
- listerhill.com/borrowing/credit-cards
- listerhill.com/borrowing/credit-cards/platinum
- listerhill.com
All captured Oct 5, 2026
Visa® Signature Rewards Credit Card
Requires membership in Listerhill Credit Union ($5 membership). Minimum credit limit of $5,000. Subject to underwriting and credit approval; actual rate and credit limit vary based on creditworthiness. Offers 2% cash back on purchases (does not apply to balance transfers or cash advances). Monthly maintenance fee waived while card is open.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory promotional offer for new card accounts: 0% APR for 12 months. |
| Ongoing | 12.99% | None | Fixed purchase APR as low as 12.99%. No annual fee, no balance transfer fee, and no cash advance fee. |
Sources (4)
- listerhill.com/rates
- listerhill.com/borrowing/credit-cards
- listerhill.com/borrowing/credit-cards/signature
- listerhill.com
All captured Oct 5, 2026
Who can join Listerhill Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.