Credit union · NCUA insured
Listerhill Credit Union Auto Loan Rates
Top CarrotListerhill Credit Union auto loans start at 5.99% APR for a new vehicle and 6.99% for a used one. Rates checked October 22, 2026.
How Listerhill Credit Union’s auto loan rates compare
Compared with banks and credit unions near Florence, AL, where Listerhill Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Listerhill Credit Union
5.99%APR
- Terms
- up to 66 months
Auto Loans
Lowest rate
Florence Federal Credit Union
5.00%APR
- Terms
- up to 60 months
2nd-lowest rate
Railway Employees
5.00%APR
- Terms
- —
Listerhill Credit Union auto loan score
64
Auto loan score
Higher than 11% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed6.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Listerhill Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Membership eligibility required (residents of AL, GA, MS, FL, TN, qualifying association membership, or family member of current/potential member; $5 to join). Rates and terms subject to change without notice and subject to credit approval. Actual APR based on borrower creditworthiness. No application fees. Up to 100% financing. Borrowers may qualify for relationship pricing discounts of 0.25% APR per qualifying activity up to 1.00% total (Everyday/Growth Checking, direct deposit, autopay, Visa credit card, refinancing from another institution); discounted rates will not be reduced below 6.00% APR.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.74% | New Auto and Previous 3 Years and Up - Less than 30,000 miles. APR as low as. Relationship discount up to 1.00% available but discounted rate will not be reduced below 6.00% APR. |
| up to 66 months | 5.99% | New Auto and Previous 3 Years and Up - Less than 30,000 miles. APR as low as. Relationship discount up to 1.00% available but discounted rate will not be reduced below 6.00% APR. |
| up to 75 months | 6.24% | New Auto and Previous 3 Years and Up - Less than 30,000 miles. APR as low as. Relationship discount up to 1.00% available but discounted rate will not be reduced below 6.00% APR. |
| up to 84 months | 6.99% | New Auto and Previous 3 Years and Up - Less than 30,000 miles. APR as low as. Relationship discount up to 1.00% available but discounted rate will not be reduced below 6.00% APR. |
| up to 96 months | 7.74% | New Auto and Previous 3 Years and Up - Less than 30,000 miles. APR as low as. Relationship discount up to 1.00% available but discounted rate will not be reduced below 6.00% APR. |
| up to 66 months | 6.24% | Previous 3 Years and up - More Than 30,000 miles. APR as low as. Relationship discount up to 1.00% available but discounted rate will not be reduced below 6.00% APR. |
| up to 75 months | 6.49% | Previous 3 Years and up - More Than 30,000 miles. APR as low as. Relationship discount up to 1.00% available but discounted rate will not be reduced below 6.00% APR. |
| up to 75 months | 6.99% | Used Auto (4-6 years old). APR as low as. Relationship discount up to 1.00% available but discounted rate will not be reduced below 6.00% APR. |
| up to 75 months | 7.74% | Used Auto (7-24 Years). APR as low as. Relationship discount up to 1.00% available but discounted rate will not be reduced below 6.00% APR. |
| — | 8.25% | Rebuilt Automobiles. Terms based on year. APR as low as. Relationship discount up to 1.00% available but discounted rate will not be reduced below 6.00% APR. |
Sources (1)
- listerhill.com/borrowing/loans/vehicle · captured Oct 22, 2026
Who can join Listerhill Credit Union
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