Credit union · NCUA insured
Florence Federal Credit Union Credit Card Rates
Florence Federal Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Florence Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Florence, AL, where Florence Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Florence Federal Credit Union
8.99%APR
VISA Credit Cards
2nd-lowest rate
TVA Community Credit Union
9.95%APR
3rd-lowest rate
Valley Credit Union
10.88%APR
Florence Federal Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Florence Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Cards
Rates subject to change. Approval subject to credit worthiness. Over 175,000 Alabama, Mississippi, & Tennessee Residents qualify for membership.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | No Annual Fees. 25-Day Billing Cycle. Approval subject to credit worthiness. |
Who can join Florence Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Lauderdale County or Colbert County, Alabama are eligible for membership.
Other ways
- Businesses and other legal entities in Colbert and Lauderdale Counties are eligible to become members.
Cost to join
- Membership requires a $25 share deposit that must remain in your account.
- Membership requires a $1 fee.
Membership information collected October 4, 2026.