Credit union · NCUA insured
Lisbon Community FCU Auto Loan Rates
Top CarrotLisbon Community FCU auto loans start at 4.49% APR for a new vehicle and 5.50% for a used one. Rates checked October 22, 2026.
How Lisbon Community FCU’s auto loan rates compare
Compared with banks and credit unions near Lewiston, ME, where Lisbon Community FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lisbon Community FCU
4.49%APR
- Terms
- up to 60 months
New/Used Vehicle Loans, Model Year 2022 & Newer
2nd-lowest rate
Dirigo Federal Credit Union
4.60%APR
- Terms
- up to 72 months
3rd-lowest rate
cPort Credit Union
4.74%APR
- Terms
- up to 60 months
Lisbon Community FCU auto loan score
86
Auto loan score
Higher than 74% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lisbon Community FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New/Used Vehicle Loans, Model Year 2022 & Newer
Terms available vary based on model year of vehicle (2022-2023: Maximum 6-Year Term; 2024-2027: Maximum 7-Year Term). Terms may vary, subject to qualification. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.24% | Payment per $1,000 is $29.64. Terms may vary, subject to qualification. |
| up to 48 months | 4.49% | Payment per $1,000 is $22.81. Terms may vary, subject to qualification. |
| up to 60 months | 4.49% | Payment per $1,000 is $18.65. Terms may vary, subject to qualification. |
| up to 72 months | 5.49% | Payment per $1,000 is $16.34. Terms may vary, subject to qualification. |
| up to 84 months | 5.74% | Payment per $1,000 is $14.49. Terms may vary, subject to qualification. |
Vehicle Loans, Model Year Older Than 2021
Terms may vary, subject to qualification. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Payment per $1,000 is $29.97. Terms may vary, subject to qualification. |
| up to 48 months | 5.25% | Payment per $1,000 is $23.15. Terms may vary, subject to qualification. |
| up to 60 months | 5.50% | Payment per $1,000 is $19.11. Terms may vary, subject to qualification. |
Who can join Lisbon Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, and businesses and other legal entities located in specified towns and cities in Maine (Lewiston, Auburn, Durham, Lisbon, Sabattus, Bowdoin, Topsham, or Pownal).
Family and household
- Relatives of current Members are eligible to join.
Cost to join
- Eligible members may join by opening a savings account with a minimum deposit of $25.
Membership information collected October 4, 2026.