Credit union · NCUA insured
cPort Credit Union Auto Loan Rates
cPort Credit Union auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 22, 2026.
How cPort Credit Union’s auto loan rates compare
Compared with banks and credit unions near Portland, ME, where cPort Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
cPort Credit Union
4.74%APR
- Terms
- up to 60 months
New & Used Auto Loans
Lowest rate
Coast Line Credit Union
3.95%APR
- Terms
- up to 60 months
2nd-lowest rate
TruGrocer Federal Credit Union
3.99%APR
- Terms
- 24–84 months
cPort Credit Union auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where cPort Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto Loans
Stated rate is based on certain creditworthiness criteria. Vehicle age will determine the maximum loan term permitted by our policies. Stated promotion/rates for new or used vehicles and refinancing.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.74% | Rate as low as 4.74% APR. Based on creditworthiness criteria. Vehicle age will determine the maximum loan term permitted by our policies. |
| up to 48 months | 4.74% | Rate as low as 4.74% APR. Based on creditworthiness criteria. Vehicle age will determine the maximum loan term permitted by our policies. |
| up to 60 months | 4.74% | Rate as low as 4.74% APR. Based on creditworthiness criteria. Vehicle age will determine the maximum loan term permitted by our policies. Monthly payment example: For a loan with a 4.74% APR and a 60-month term, the monthly payment will be $18.64 per $1,000 borrowed. |
| up to 72 months | 4.99% | Rate as low as 4.99% APR. Based on creditworthiness criteria. Vehicle age will determine the maximum loan term permitted by our policies. |
| up to 84 months | 5.24% | Rate as low as 5.24% APR. Based on creditworthiness criteria. Vehicle age will determine the maximum loan term permitted by our policies. |
Sources (1)
- cportcu.org/auto-loans · captured Oct 15, 2026
Who can join cPort Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in the counties of Androscoggin, Cumberland, Kennebec, Sagadahoc, or York are eligible for membership.
Military, government and schools
- Current members of the Armed Forces, including the Reserve and National Guard, are eligible for membership.
- Individuals who are currently employed in the public sector are eligible for membership.
- Individuals who are retired and receive a pension or annuity from the public sector or any branch of the Armed Forces (including Reserve and National Guard) are eligible for membership.
- Honorably discharged veterans from any branch of the Armed Forces, including the Reserve and National Guard, are eligible for membership.
Family and household
- Individuals who live in the same household as someone who meets any of the eligibility criteria are eligible for membership.
1 more way to join
Family and household
- Individuals who were the spouse of someone who met any of the eligibility criteria at the time of their death are eligible for membership.
Membership information collected October 4, 2026.