Credit union · NCUA insured
Lincoln SDA Credit Union Credit Card Rates
Lincoln SDA Credit Union credit cards start at 10.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Lincoln SDA Credit Union’s credit card rates compare
Compared with banks and credit unions near Lincoln, NE, where Lincoln SDA Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Lincoln SDA Credit Union
10.00%APR
- Up to
- —
VISA Credit Card
Lowest rate
First Lincoln FCU
9.95%APR
- Up to
- 12.95% APR
2nd-lowest rate
Liberty First Credit Union
9.99%APR
- Up to
- —
Lincoln SDA Credit Union credit card score
81
Credit card score
Higher than 57% of U.S. banks and credit unions
- Purchase APRPurchase APR10.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lincoln SDA Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Rates effective June 18, 2026. Rates may change daily.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.00% | None | Member Advantage tier. Available to members in the A+ credit range (740-850 credit). Highest credit limit based on debt to income and subject to approval. |
| Ongoing | 12.00% | None | Standard tier. Available for members below A+ credit and above D credit (600 credit). Credit limits start at $1,000, subject to debt to income and approval. |
| Ongoing | 14.00% | None | Credit Builder program. For those with no credit history, wishing to do a share secured credit card, and those with credit below C credit (599 credit and below). Credit limits start at $500 with a max of $1,000, based on debt to income and subject to approval. Share secured credit card limit can be higher backed by share account funds. |
Who can join Lincoln SDA Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Seventh-day Adventist Church are eligible to join Lincoln SDA Credit Union.
- Individuals who work at a Seventh-day Adventist Hospital are eligible to join Lincoln SDA Credit Union.
Military, government and schools
- Individuals who work or attend a Seventh-day Adventist College or University are eligible to join Lincoln SDA Credit Union.
Membership information collected October 4, 2026.