Credit union · NCUA insured
LibertyOne Credit Union Savings Rates
LibertyOne Credit Union’s best savings rate is 0.45% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How LibertyOne Credit Union’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where LibertyOne Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
LibertyOne Credit Union
0.45%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $45
Share Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
LibertyOne Credit Union savings score
77
Savings score
Higher than 45% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0001.16%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where LibertyOne Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.45%APY
Deposit of $25 plus a $1 membership fee required to become a member. Must maintain at least $25 to retain privileges. Dividends paid on average daily balances of at least $100.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $4,999 | 0.25% | — |
| $5,000 – $24,999 | 0.45% | $45 |
| $25,000 and up | 1.16% | — |
Special-purpose accounts
IRA Savings
1.06%APY
Available as Traditional IRA, Roth IRA, and Education IRA (Coverdell ESA).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.06% | $106 |
Christmas Club
0.25%APY
Interest is paid at the same rate as the lower tier of share savings. Account balance is distributed on the first Monday in November. $10 fee for early withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Who can join LibertyOne Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- U.S. Government employees who live or work in Dallas, Tarrant, Denton, Collin, Rockwall, Hunt, Kaufman, Ellis, Johnson, Hood, Somervell, Parker, or Wise County, Texas are eligible for membership.
Family and household
- Family members (spouse, children, brothers, sisters, parents, grandparents, grandchildren, aunts, uncles, cousins, nieces, nephews, step-children, in-laws, and step-parents) of eligible U.S. Government employees are eligible to join, regardless of where they live or work.
Cost to join
- A $1 membership fee is required upon opening an account.
- A $25 deposit is required to open an account and remains in the savings account.
Membership information collected October 5, 2026.