Credit union · NCUA insured
LibertyOne Credit Union Credit Card Rates
LibertyOne Credit Union credit card rates start at 6.90% APR. Rates checked October 16, 2026.
How LibertyOne Credit Union’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where LibertyOne Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
LibertyOne Credit Union
– –
No ongoing APR published
Lowest rate
Service 1st Credit Union
6.00%APR
2nd-lowest rate
Unity One Credit Union
8.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard Platinum
No annual fee. No cash advances or balance transfer fees. Same low rate for purchases, cash advances, and balance transfers. Limit up to $25,000. Rewards Program earns points towards merchandise and travel rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | 2.90% introductory APR for 6 months. |
| Intro, 6 months | 2.90% | None | 2.90% introductory APR for 6 months. |
| Ongoing | 9.90%–18.00% | None | After introductory period, APR will be 9.9% - 18% (fixed rate as low as 9.90%). Same low rate for purchases, cash advances, and balance transfers. |
Sources (3)
All captured Oct 16, 2026
Secured MasterCard Platinum
Helps establish or rebuild your credit. Low fixed rate of 6.9%. All the same great benefits as a Platinum Mastercard. Limit up to $25,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | 2.90% introductory APR for 6 months. |
| Intro, 6 months | 2.90% | None | 2.90% introductory APR for 6 months. |
| Ongoing | 6.90% | None | Fixed rate of 6.9% after introductory period. |
Sources (3)
All captured Oct 16, 2026
Who can join LibertyOne Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- U.S. Government employees who live or work in Dallas, Tarrant, Denton, Collin, Rockwall, Hunt, Kaufman, Ellis, Johnson, Hood, Somervell, Parker, or Wise County, Texas are eligible for membership.
Family and household
- Family members (spouse, children, brothers, sisters, parents, grandparents, grandchildren, aunts, uncles, cousins, nieces, nephews, step-children, in-laws, and step-parents) of eligible U.S. Government employees are eligible to join, regardless of where they live or work.
Cost to join
- A $1 membership fee is required upon opening an account.
- A $25 deposit is required to open an account and remains in the savings account.
Membership information collected October 5, 2026.