Bank · FDIC insured
Liberty Bank Savings Rates
Liberty Bank’s best savings rate is 0.10% APY on $10,000, with its Personal Money Market. Rates checked October 22, 2026.
How Liberty Bank’s savings rates compare
Compared with banks and credit unions near Bremerton, WA, where Liberty Bank has the most branches. $10,000, best rate first.
This bank’s best
Liberty Bank
0.10%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $10
Personal Money Market
Top rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
2nd-highest rate
First Fed Bank
3.45%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $345
Liberty Bank savings score
75
Savings score
Higher than 38% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Liberty Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Rewards Money Market
2.50%APY on $10,000
Limit of one account per Tax ID number.
| Part of the balance | Rate on that part |
|---|---|
| Up to $100,000 | 2.50% |
On $10,000 the tiers blend to about 2.50% APY, earning $250 a year.
Sources (1)
- libertybanknw.com/rewards-money-market · captured Oct 22, 2026
Personal Money Market
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Tier 1 interest paid on the entire balance if average daily balance is less than or equal to $9,999.99. | 0.05% | — | Tier 1 interest paid on the entire balance if average daily balance is less than or equal to $9,999.99. |
| $10,000 – $25,000Tier 2 interest paid on the entire balance if average daily balance is $10,000.00 or more, but less than $24,999.99. | 0.10% | $10 | Tier 2 interest paid on the entire balance if average daily balance is $10,000.00 or more, but less than $24,999.99. |
| $25,000 – $75,000Tier 3 interest paid on the entire balance if average daily balance is $25,000.00 or more, but less than $74,999.99. | 0.10% | — | Tier 3 interest paid on the entire balance if average daily balance is $25,000.00 or more, but less than $74,999.99. |
| $75,000 – $150,000Tier 4 interest paid on the entire balance if average daily balance is $75,000.00 or more, but less than or equal to $149,999.99. | 0.10% | — | Tier 4 interest paid on the entire balance if average daily balance is $75,000.00 or more, but less than or equal to $149,999.99. |
| $150,000 – $400,000Tier 5 interest paid on the entire balance if average daily balance is $150,000.00 or more, but less than or equal to $399,999.99. | 0.10% | — | Tier 5 interest paid on the entire balance if average daily balance is $150,000.00 or more, but less than or equal to $399,999.99. |
| $400,000 and upTier 6 interest paid on the entire balance if average daily balance is $400,000.00 or more. | 0.15% | — | Tier 6 interest paid on the entire balance if average daily balance is $400,000.00 or more. |
Sources (1)
- libertybanknw.com/rates · captured Oct 22, 2026
Premium Personal Money Market
0.10%APY
Requires an open and active personal checking account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Tier 1 interest rate paid on the entire balance if average daily balance is $9,999.99 or less. | 0.00% | — | Tier 1 interest rate paid on the entire balance if average daily balance is $9,999.99 or less. |
| $10,000 – $25,000Tier 2 interest rate paid on the entire balance if average daily balance is $10,000 or more, but less than or equal to $24,999.99. | 0.10% | $10 | Tier 2 interest rate paid on the entire balance if average daily balance is $10,000 or more, but less than or equal to $24,999.99. |
| $25,000 – $75,000Tier 3 interest rate paid on the entire balance if average daily balance is $25,000 or more, but less than or equal to $74,999.99. | 0.10% | — | Tier 3 interest rate paid on the entire balance if average daily balance is $25,000 or more, but less than or equal to $74,999.99. |
| $75,000 – $150,000Tier 4 interest rate paid on the entire balance if average daily balance is $75,000 or more, but less than or equal to $149,999.99. | 0.10% | — | Tier 4 interest rate paid on the entire balance if average daily balance is $75,000 or more, but less than or equal to $149,999.99. |
| $150,000 – $500,000Tier 5 interest rate paid on the entire balance if average daily balance is $150,000 or more, but less than or equal to $499,999.99. | 0.10% | — | Tier 5 interest rate paid on the entire balance if average daily balance is $150,000 or more, but less than or equal to $499,999.99. |
| $500,000 – $1,000,000Tier 6 interest rate paid on the entire balance if average daily balance is $500,000 or more, but less than or equal to $999,999.99. | 0.15% | — | Tier 6 interest rate paid on the entire balance if average daily balance is $500,000 or more, but less than or equal to $999,999.99. |
| $1,000,000 – $2,000,000Tier 7 interest rate paid on the entire balance if average daily balance is $1,000,000 or more, but less than or equal to $1,999,999.99. | 0.15% | — | Tier 7 interest rate paid on the entire balance if average daily balance is $1,000,000 or more, but less than or equal to $1,999,999.99. |
| $2,000,000 and upTier 8 interest rate paid on the entire balance if average daily balance is $2,000,000 or more. | 0.15% | — | Tier 8 interest rate paid on the entire balance if average daily balance is $2,000,000 or more. |
Sources (1)
- libertybanknw.com/rates · captured Oct 22, 2026
Essential Savings
0.10%APY
$5 monthly service fee waived with a $500 minimum average balance. Domestic ATM fees waived. Unlimited transactions. Free online banking and e-statements. Must be present to open account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0$5 monthly service fee waived with a $500 minimum average balance. Compounded daily. Average daily balance computation method.Over $0 | 0.10% | $10 | $5 monthly service fee waived with a $500 minimum average balance. Compounded daily. Average daily balance computation method. |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
Health Savings Account
0.20%APY
Tax advantages may apply; see IRAs Guide. Compounded daily. Average daily balance computation method. Must be present to open account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Tax advantages may apply; see IRAs Guide. Compounded daily. Average daily balance computation method.Over $0 | 0.20% | $20 | Tax advantages may apply; see IRAs Guide. Compounded daily. Average daily balance computation method. |
Sources (1)
- libertybanknw.com/rates · captured Oct 4, 2026
Essential Plus Savings
0.10%APY
Must be 55 or older. No monthly service fee. Domestic ATM fees waived. Unlimited transactions. Free online banking and e-statements. Must be present to open account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Must be 55 or older. Compounded daily. Average daily balance computation method.Over $0 | 0.10% | $10 | Must be 55 or older. Compounded daily. Average daily balance computation method. |
Sources (2)
All captured Oct 4, 2026
Student Savings
0.10%APY
Students under 18 require a legal guardian joint owner; students 18+ must provide proof of continued education. No monthly service fee. Domestic ATM fees waived. Unlimited transactions. Free online banking and e-statements. Must be present to open account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Students under 18 require a legal guardian joint owner; students 18+ must provide proof of continued education. Compounded daily. Average daily balance computation method.Over $0 | 0.10% | $10 | Students under 18 require a legal guardian joint owner; students 18+ must provide proof of continued education. Compounded daily. Average daily balance computation method. |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.