Credit union · NCUA insured
Launch Credit Union CD Rates
A $1.5B credit union, the 342nd largest of 4,329, headquartered in Merritt Island, FL, with 85,017 members and 19 branches in Florida.
How Launch Credit Union’s CD rates compare
Compared with banks and credit unions near Palm Bay, FL, where Launch Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Launch Credit Union
4.50%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $683
IRA Share Certificates
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Space Coast Credit Union
4.25%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $425
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
IRA Share Certificates
Up to 4.50%APY · 7 terms
Dividends compounded monthly and credited on the last day of the month. Fixed dividend rate and APY for the term of the certificate. Available for Certificates, IRA Certificates and Roth Certificates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsExisting certificates only - no new accounts offered | 3.45% | $85 |
| 6 months | 3.70% | $183 |
| 12 months | 3.70% | $370 |
| 18 months | 4.50% | $683 |
| 24 months | 3.75% | $764 |
| 30 monthsExisting certificates only - no new accounts offered | 3.05% | $780 |
| 60 months | 3.75% | $2,021 |
Sources (2)
All captured Oct 15, 2026
Share Certificates
Up to 4.50%APY · 7 terms
Dividends compounded monthly and credited on the last day of the month. Fixed dividend rate and APY for the term of the certificate. Available for Certificates, IRA Certificates and Roth Certificates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsExisting certificates only - no new accounts offered | 3.45% | $85 |
| 6 months | 3.70% | $183 |
| 12 months | 3.70% | $370 |
| 18 months | 4.50% | $683 |
| 24 months | 3.75% | $764 |
| 30 monthsExisting certificates only - no new accounts offered | 3.05% | $780 |
| 60 months | 3.75% | $2,021 |
Closed to new customers
BUMP Share Certificates
Up to 3.15%APY · 2 terms
Existing certificates only - no new accounts offered. The dividend rate and annual percentage yield (APY) are variable. Dividends will be compounded monthly and credited on the last day of the month.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 26 monthsVariable rate. Existing certificates only - no new accounts offered | 3.00% | $661 |
| 36 monthsVariable rate. Existing certificates only - no new accounts offered | 3.15% | $975 |
Sources (1)
- launchcu.com/rates · captured Oct 15, 2026
Who can join Launch Credit Union
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