Credit union · NCUA insured
Langley Credit Union Credit Card Rates
Top CarrotLangley Credit Union credit cards start at 10.75% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Langley Credit Union’s credit card rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Langley Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Langley Credit Union
10.75%APR
- Up to
- 18.00% APR
Platinum Select Visa
Lowest rate
Hampton Roads Educators' Credit Union
6.90%APR
- Up to
- 16.90% APR
2nd-lowest rate
VECU Credit Union
7.99%APR
- Up to
- —
Langley Credit Union credit card score
80
Credit card score
Higher than 52% of U.S. banks and credit unions
- Purchase APRPurchase APR10.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Langley Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Essential Visa
$5 deposit to Langley savings account required for membership. Subject to credit approval. Designed for rebuilding credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Fixed 18.00% APR. No annual fee. Membership requires $5 savings deposit. |
Sources (3)
All captured Oct 22, 2026
Platinum Quint Visa
$5 deposit to Langley savings account required for membership. Subject to credit approval. Earn 1% cash back on qualifying categories.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Fixed 18.00% APR. No annual fee. Membership requires $5 savings deposit. |
Sources (3)
All captured Oct 22, 2026
Platinum Select Visa
$5 deposit to Langley savings account required for membership. Subject to credit approval. Variable APR based on credit eligibility.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.75%–18.00% | None | Variable APR ranging from 10.75% to 18.00% based on credit eligibility. No annual fee. Membership requires $5 savings deposit. |
| Intro, 12 months | 0.00% | None | Introductory 0% APR for 12 months on balance transfers completed within first 90 days of account opening. A 4% balance transfer fee applies. After introductory period, standard variable APR applies based on Prime. |
Sources (3)
All captured Oct 22, 2026
Signature Cash Back Visa
$5 deposit to Langley savings account required for membership. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Fixed 18.00% APR. No annual fee. Membership requires $5 savings deposit. Earn cash back on purchases. |
Sources (3)
- langleyfcu.org/credit-cards
- langleyfcu.org/personal-credit-cards/signature-cashback
- langleyfcu.org/rates
All captured Oct 22, 2026
Who can join Langley Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.