Credit union · NCUA insured
Langley Credit Union Auto Loan Rates
Top CarrotLangley Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 22, 2026.
How Langley Credit Union’s auto loan rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Langley Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Langley Credit Union
5.99%APR
- Terms
- 61–66 months
- Up to
- —
New Car Loans
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
State Employees' Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 7.50% APR
Langley Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Langley Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Refinance Promotion
Must be current on auto loan payments to qualify. Existing Langley Federal Credit Union loans not eligible. Rates shown based on credit score of 780 or better and creditworthiness. Includes free GAP coverage (up to $1,200 value) and no payments for 60 days. $5 deposit to Langley savings account required for membership.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 5.99% | — |
| 37–60 months | 5.99% | — |
| 61–66 months | 5.99% | — |
| 67–75 months | 5.99% | — |
Sources (3)
All captured Oct 15, 2026
Motorcycle Loans
$5 deposit to Langley savings account required for membership. All rates and points are subject to change at any time. APR is the annual cost of credit expressed as percentage of amount financed, including interest.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 6.74% | — |
| 37–60 months | 7.24% | — |
Sources (1)
- langleyfcu.org/rates · captured Oct 15, 2026
New Car Loans
$5 deposit to Langley savings account required for membership. Rates shown based on credit score of 780 or better and creditworthiness. Full financing available on model years 2024 and newer with terms up to 84 months.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 5.99% | — |
| 37–60 months | 5.99% | — |
| 61–66 months | 5.99% | — |
| 67–75 months | 5.99% | — |
| 76–84 months | 6.99% | — |
Used Car Loans (2024 and Older)
$5 deposit to Langley savings account required for membership. Rates shown based on credit score of 780 or better and creditworthiness. Applies to model years 2024 and older.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 5.99% | — |
| 37–60 months | 5.99% | — |
| 61–66 months | 5.99% | — |
| 67–75 months | 5.99% | — |
| 76–84 months | 6.99% | — |
Who can join Langley Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.