Credit union · NCUA insured
Lake Trust Credit Union Credit Card Rates
Lake Trust Credit Union credit card rates start at 14.65% APR. Rates checked October 16, 2026.
How Lake Trust Credit Union’s credit card rates compare
Compared with banks and credit unions in Michigan, where Lake Trust Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Lake Trust Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Construction Federal Credit Union
6.87%APR
- Up to
- —
2nd-lowest rate
Great Lakes First Federal Credit Union
6.90%APR
- Up to
- 17.90% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Elite Rewards Visa
Variable APR based on the Prime Rate. Rates based on credit history, term, security, and amount borrowed. Minimum credit limit of $500. Minimum payment 2% of balance or $25, whichever is greater. No annual fee. No balance transfer fee. Explore credit card rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.65%–23.65% | None | Balance transfer APR 16.65% to 23.65%. No balance transfer fee. Minimum credit limit $500. No annual fee. Rates based on credit history, term, security, and amount borrowed. |
Sources (3)
- laketrust.org/personal/banking/credit-cards
- laketrust.org/personal/banking/current-rates
- laketrust.org/personal/borrowing/consumer-visa-benefits
All captured Oct 16, 2026
Platinum Elite Visa
Variable APR based on the Prime Rate. Rates based on credit history, term, security, and amount borrowed. Minimum credit limit of $500. Minimum payment 2% of balance or $25, whichever is greater. No annual fee. No balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.65%–21.65% | None | Balance transfer APR 14.65% to 21.65%. No balance transfer fee. Minimum credit limit $500. No annual fee. Rates based on credit history, term, security, and amount borrowed. |
Sources (3)
- laketrust.org/personal/banking/credit-cards
- laketrust.org/personal/banking/current-rates
- laketrust.org/personal/borrowing/consumer-visa-benefits
All captured Oct 16, 2026
Who can join Lake Trust Credit Union
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