Credit union · NCUA insured
La Loma Federal Credit Union Credit Card Rates
La Loma Federal Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How La Loma Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Riverside, CA, where La Loma Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
La Loma Federal Credit Union
8.90%APR
- Up to
- —
Visa Platinum
Lowest rate
Sea Air FCU
7.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Vida Federal Credit Union
8.48%APR
- Up to
- —
La Loma Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where La Loma Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Credit limit up to $10,000 on approved credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | 12.9% APR for purchases and cash advances. No annual fee. No fee for balance transfers. |
| Ongoing | 12.90% | None | Revolving credit. Estimated payment: $30.00 per $1,000 (3% of closing balance). |
Visa Platinum
Credit limit up to $20,000 on approved credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | 8.9% APR for purchases and cash advances. No annual fee. No fee for balance transfers. |
| Ongoing | 8.90% | None | Revolving credit. Estimated payment: $30.00 per $1,000 (3% of closing balance). |
Visa Share Secure
Credit limit up to $10,000 on approved credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | $25 | 12.9% APR for purchases and cash advances. $25 annual fee. No cash advance fee. No fee for balance transfers. |
Sources (1)
- llfcu.org/credit-cards · captured Oct 7, 2026
Who can join La Loma Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members, employees, and students of Southeastern California Conference of Seventh-Day Adventists, Loma Linda University, Loma Linda University Health, and La Sierra University communities are eligible for membership.
Family and household
- Household members or family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step siblings, and adoptive relationships) of a La Loma Federal Credit Union member in good standing are eligible for membership.
Cost to join
- An initial deposit of $25 or more is required to open a Member Share Account.
- A $5.00 membership fee is required for new members.
Membership information collected October 5, 2026.