Credit union · NCUA insured
KUE Federal Credit Union Auto Loan Rates
KUE Federal Credit Union auto loans start at 5.50% APR for a new vehicle and 6.50% for a used one. Rates checked October 22, 2026.
How KUE Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lexington, KY, where KUE Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
KUE Federal Credit Union
5.50%APR
- Terms
- 49–60 months
- Discount
- None included
New Auto Loan
Lowest rate
Lexington Postal Credit Union
4.75%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Ashland Credit Union
5.08%APR
- Terms
- 61–72 months
- Discount
- Included in the rate
KUE Federal Credit Union auto loan score
67
Auto loan score
Higher than 19% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed6.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where KUE Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Members-only rates. Finance 100% of final purchase price. Rate reduction incentive available: 0.25% discount on loan rate when setting up automatic transfers from a Loan Savings Account. Refinancing not available for existing KUE loans. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.75% | As low as rate based on credit eligibility and subject to change. |
| 49–60 months | 5.50% | As low as rate based on credit eligibility and subject to change. |
Sources (3)
- kuefcu.com
- kuefcu.com/checking-savings/pe…-cash-back-checking.html
- kuefcu.com/loans-credit/personal-loans/auto-loans.html
All captured Oct 7, 2026
Used Auto Loan
Members-only rates. Used vehicles financed at NADA retail value (100% retail value). Rate reduction incentive available: 0.25% discount on loan rate when setting up automatic transfers from a Loan Savings Account. Refinancing not available for existing KUE loans. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.75% | As low as rate based on credit eligibility and subject to change. |
| 49–60 months | 6.50% | As low as rate based on credit eligibility and subject to change. |
Sources (3)
- kuefcu.com
- kuefcu.com/checking-savings/pe…-cash-back-checking.html
- kuefcu.com/loans-credit/personal-loans/auto-loans.html
All captured Oct 7, 2026
Who can join KUE Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or retired employees of LG&E, KU, ODP – PPL Companies, Davis H. Elliot Company, and Groves Electrical Services are eligible for membership.
- Employees of KUE FCU are eligible for membership.
Family and household
- Immediate relatives of a member (or of a KUE FCU employee)—including spouse (and surviving spouse), spouse's children, spouse's parents, member's children (related by blood, marriage, adoption, or legal arrangements such as foster care), member's children's spouse(s), member's grandchildren, member's sibling(s), and member's parents—are eligible for membership.
Cost to join
- An initial $5 deposit is required for membership.
Membership information collected October 4, 2026.