Credit union · NCUA insured
Kraftman Federal Credit Union Auto Loan Rates
Top CarrotKraftman Federal Credit Union auto loans start at 4.25% APR for a new vehicle and 5.00% for a used one. Rates checked October 16, 2026.
How Kraftman Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Monroe, LA, where Kraftman Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Kraftman Federal Credit Union
4.25%APR
Auto Loans
2nd-lowest rate
Sevenfold Federal Credit Union
4.50%APR
3rd-lowest rate
Ouachita Valley FCU
5.24%APR
Kraftman Federal Credit Union auto loan score
89
Auto loan score
Higher than 85% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Kraftman Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
APR is based on amount financed, length of loan, and member's credit score. All loans are subject to credit approval. Member rewards program allows earning points towards rate reduction (not all loan types included).
| Terms | APR | Conditions |
|---|---|---|
| — | 4.25% | New Auto |
| — | 5.00% | Used Auto, 1-3 Years Old |
| — | 6.00% | Used Auto, 4,5,6 Years Old |
| — | 7.00% | Used Auto, 7 Years and Older |
Sources (1)
- kraftmanfcu.com/rates · captured Oct 5, 2026
Who can join Kraftman Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, work (or regularly conduct business in), or attend school in, and businesses and other legal entities located in East Carroll, Lincoln, Madison, Morehouse, Ouachita, Richland, Union, or West Carroll Parish, Louisiana; Ashley County, Arkansas are eligible for membership.
Employers and groups
- Employees of the credit union are eligible for membership.
Family and household
- Members of the immediate family or household of eligible persons are eligible for membership.
Other ways
- Organizations of such persons within the field of membership are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
- Volunteers in the community are eligible for membership.
Cost to join
- A minimum share deposit of $25 (cash) is required for membership enrollment.
Membership information collected October 5, 2026.