Credit union · NCUA insured
Kit Federal Credit Union Credit Card Rates
Kit Federal Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Kit Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Kit Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Kit Federal Credit Union
10.90%APR
- Up to
- 18.00% APR
Kit Visa
Lowest rate
Doe Run Federal Credit Union
8.90%APR
- Up to
- —
2nd-lowest rate
Transcend Credit Union
8.90%APR
- Up to
- 17.90% APR
Kit Federal Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Kit Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Kit Visa
No annual fee. Non-variable/fixed rates. For California borrowers, the Visa Classic is a secured credit card secured by pledged shares, personal property, and other collateral excluding dwellings.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90%–18.00% | None | APR for purchases based on creditworthiness. Non-variable rate. Grace period of at least 25 days after the close of each billing cycle to avoid paying interest on purchases if paid in full. |
| Intro, 12 months | 4.99% | None | Balance Transfer Special Offer: 4.99% APR for twelve billing cycles. No balance transfer fee. Offer ends 10/31/26. After twelve billing cycles, remaining promotional balance reverts to standard balance transfer APR (10.90% to 18.00%). |
| Intro, 6 months | 6.99% | None | Introductory APR for balance transfers for a period of six billing cycles. After that, your APR will be 10.90 to 18.00, based on creditworthiness. We may end introductory APR if 60 days late in making a payment. No balance transfer fee. |
Sources (2)
All captured Oct 22, 2026
Who can join Kit Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, works, worships, volunteers, or attends school in Jefferson County.
Family and household
- Immediate family of Kit members are eligible to join.
Cost to join
- Membership is established by opening a Primary Savings account with a minimum $5 deposit.
Membership information collected October 4, 2026.