Credit union · NCUA insured
Kit Federal Credit Union Auto Loan Rates
Kit Federal Credit Union auto loans start at 5.24% APR for a new vehicle and 6.24% for a used one. Rates checked October 22, 2026.
How Kit Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Kit Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Kit Federal Credit Union
5.24%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
Brown Forman Employees Credit Union
3.99%APR
- Terms
- —
2nd-lowest rate
Louisville/Jefferson County Metropolitan Sewer District (MSD)
4.25%APR
- Terms
- up to 72 months
Louisville/Jefferson County Metropolitan Sewer District (MSD) rates
Kit Federal Credit Union auto loan score
73
Auto loan score
Higher than 33% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed6.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Kit Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Flexible terms available up to 84 months. A range of rates are available based on the credit union's risk based lending policy. Individual rates, maximum loan amounts and maximum terms will vary based on individual credit and collateral conditions.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.24% | Rate as low as. Individual rates vary based on credit and collateral conditions. |
| up to 84 months | 6.24% | Model years 2020 - 2022. Rate as low as. Individual rates vary based on credit and collateral conditions. |
| up to 84 months | 7.24% | Model years 2017 - 2019. Rate as low as. Individual rates vary based on credit and collateral conditions. |
Who can join Kit Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, works, worships, volunteers, or attends school in Jefferson County.
Family and household
- Immediate family of Kit members are eligible to join.
Cost to join
- Membership is established by opening a Primary Savings account with a minimum $5 deposit.
Membership information collected October 4, 2026.