Credit union · NCUA insured
Kerr County Federal Credit Union Auto Loan Rates
Kerr County Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 16, 2026.
How Kerr County Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kerrville, TX, where Kerr County Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Kerr County Federal Credit Union
4.75%APR
- Terms
- —
- Up to
- —
New & Used Auto Loans
Lowest rate
RBFCU
4.49%APR
- Terms
- 49–60 months
- Up to
- 18.00% APR
2nd-lowest rate
TexHillCo School Employees Federal Credit Union
4.50%APR
- Terms
- —
- Up to
- —
Kerr County Federal Credit Union auto loan score
87
Auto loan score
Higher than 76% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Kerr County Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto Loans
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.75% | Rate based on creditworthiness and term of loan. Rates starting at 4.75% & up APR. Rates are subject to change at any time and are not guaranteed. |
Who can join Kerr County Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located within Kerr, Kimble, Edwards, Bandera, Kendall, Real, and Gillespie Counties are eligible for membership.
Family and household
- Immediate family members (defined as spouse, child, step-child, sibling, parent, grandparent, or grandchild) of persons eligible through the field of membership are eligible to join.
Cost to join
- A minimum balance of $5 is required in the share savings account.
- There is a one-time membership fee of $5.
Membership information collected October 5, 2026.