Credit union · NCUA insured
RBFCU Credit Card Rates
Top CarrotRBFCU credit cards start at 11.20% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How RBFCU’s credit card rates compare
Compared with banks and credit unions near San Antonio, TX, where RBFCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
RBFCU
11.20%APR
- Up to
- 18.00% APR
Premier Rate Credit Card
Lowest rate
CPS IBEW FCU
8.90%APR
- Up to
- —
2nd-lowest rate
Southwest Research Center Federal Credit Union
8.90%APR
- Up to
- —
RBFCU credit card score
77
Credit card score
Higher than 43% of U.S. banks and credit unions
- Purchase APRPurchase APR11.20%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where RBFCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Premier Rate Credit Card
Membership eligibility required. Subject to credit approval. Introductory APR applies to Balance Transfers and Cash Advances made during first 90 days of card opening (2% fee applies); purchases not included. Variable APR based on creditworthiness and varies with the market based on the U.S. Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 18 months | 2.90% | None | Introductory APR for 18 billing cycles starting from date of initial transfer on Balance Transfers made during first 90 days of card opening. A fee of 2% applies. Purchases are not included. |
| Ongoing | 11.20%–18.00% | None | Regular variable APR dependent upon credit rating and other factors; varies with market based on prime rate. |
Sources (3)
All captured Oct 6, 2026
World Cash Back Credit Card
Membership eligibility required. Subject to credit approval. Introductory rate is for new cardholders only on purchases made during the first 90 days of card opening. Introductory APR does not apply to Balance Transfers or Cash Advances. Variable APR based on creditworthiness and varies with the market based on the U.S. Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 2.90% | None | Introductory APR on purchases made during the first 90 days of card opening for 12 billing cycles from the date of initial purchase for new cardholders only. |
| Ongoing | 18.00% | None | Regular variable APR dependent upon credit rating and other factors; varies with market based on prime rate. |
Sources (3)
All captured Sep 17, 2026
Who can join RBFCU
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Immediate family members or household members of an existing member qualify for membership.
Other ways
- Membership is open to individuals through more than 5,000 qualifying options based on where they live, work, worship, or attend school.
Cost to join
- Members are required to open a primary savings account with a minimum deposit of $1, which must remain in the account at all times.
Membership information collected October 5, 2026.