Credit union · NCUA insured
TexHillCo School Employees Federal Credit Union Auto Loan Rates
TexHillCo School Employees Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 16, 2026.
How TexHillCo School Employees Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kerrville, TX, where TexHillCo School Employees Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
TexHillCo School Employees Federal Credit Union
4.50%APR
- Terms
- —
- Up to
- —
New Vehicle Loans
Lowest rate
RBFCU
4.49%APR
- Terms
- 49–60 months
- Up to
- 18.00% APR
3rd-lowest rate
Kerr County Federal Credit Union
4.75%APR
- Terms
- —
- Up to
- —
TexHillCo School Employees Federal Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TexHillCo School Employees Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loans
| Terms | APR | Conditions |
|---|---|---|
| — | 4.50% | Awesome rates on new and used! Refinance today! |
| up to 72 months | 4.75% | Go 72 months to have a more affordable monthly payment |
| 73–84 months | 5.75% | Go up to 84 months - for lower monthly payment |
Sources (1)
- texhillco.org/rates · captured Oct 6, 2026
Used Vehicle Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.50% | Purchase or bring your vehicle loan to Texhillco! |
| up to 72 months | 4.75% | For higher priced used vehicles, spread those payments out! |
| 73–84 months | 5.75% | For higher priced used vehicles, spread those payments out! |
Sources (1)
- texhillco.org/rates · captured Oct 6, 2026
Who can join TexHillCo School Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees, spouses, and family members of specified school districts, educational institutions, and retired school employee associations are eligible to join.
Family and household
- Parents, grandparents, siblings, and children of credit union members are eligible to join.
Cost to join
- A $10 minimum balance (par value share investment/ownership) is required.
- A new account fee of $10 is required to get started.
Membership information collected October 5, 2026.