Credit union · NCUA insured
Justice Federal Credit Union Credit Card Rates
Justice Federal Credit Union credit cards start at 13.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Justice Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Justice Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Justice Federal Credit Union
13.90%APR
- Up to
- 18.00% APR
VISA Signature
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
Justice Federal Credit Union credit card score
64
Credit card score
Higher than 11% of U.S. banks and credit unions
- Purchase APRPurchase APR13.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Justice Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Affinity VISA
Subject to credit approval. Offered in partnership with law enforcement affinity partner networks (FBINAA, FBI-LEEDA, SFSAFBI, NEIA, C.O.P.S., NSA, AFNA, ACA, Blue Knights). Introductory rate applies for the first 12-month period immediately following account establishment, except for cardholders who had a JFCU credit card within the last 3 years and Share Secured VISA accountholders.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR for the first 12 months on purchases. |
| Intro, 12 months | 2.00% | None | Introductory APR for the first 12 months on balance transfers. |
| Ongoing | 11.90% | None | Non-variable ongoing APR after 12-month introductory period. |
Sources (4)
All captured Oct 4, 2026
Share Secured VISA
Subject to credit approval. Share Secured VISA accountholders are excluded from introductory APR offers.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.90% | None | Non-variable ongoing APR. No introductory APR offer. |
Sources (1)
- jfcu.org/Rates · captured Oct 4, 2026
Student VISA
Students under the age of 21 must have an adult cosigner or show proof of means to repay the debt. Introductory rate applies for the first 12-month period immediately following account opening, except for cardholders who had a JFCU/Justice Federal credit card within the last 3 years and Share Secured VISA accountholders.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR for 12 months on purchases. |
| Intro, 12 months | 2.00% | None | Introductory APR for 12 months on balance transfers. |
| Ongoing | 16.90% | None | Non-variable ongoing APR after 12-month introductory period. |
VISA Platinum Rewards
Subject to credit approval. Introductory rate applies for the first 12-month period immediately following account opening, except for cardholders who had a JFCU/Justice Federal credit card within the last 3 years and Share Secured VISA accountholders.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR for 12 months on purchases. |
| Intro, 12 months | 2.00% | None | Introductory APR for 12 months on balance transfers. |
| Ongoing | 11.90% | None | Non-variable ongoing APR after 12-month introductory period. |
VISA Signature
Subject to credit approval. Actual APR is based on applicant credit evaluation (maximum APR 18.00%). Rate is variable based on the highest Prime Rate as published in the Wall Street Journal Money Rates section. Introductory rate applies for the first 12-month period immediately following account establishment, except for cardholders who had a Justice Federal credit card within the last 3 years and Share Secured VISA accountholders.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR for 12 months on purchases. |
| Intro, 12 months | 2.00% | None | Introductory APR for 12 months on balance transfers. |
| Ongoing | 13.90%–18.00% | None | Variable ongoing APR based on the highest Prime Rate in WSJ Money Rates; maximum APR is 18.00%. |
Who can join Justice Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.