Bank · FDIC insured
Johnson State Bank Savings Rates
Johnson State Bank’s best savings rate is 0.86% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Johnson State Bank’s savings rates compare
Compared with banks and credit unions in Kansas, where Johnson State Bank has the most branches. $10,000, best rate first.
This bank’s best
Johnson State Bank
0.86%APY
- Minimum
- $0
- Earns on $10,000 a year
- $86
Money Market Account
Top rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
Johnson State Bank savings score
83
Savings score
Higher than 63% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.86%
- $100,000 balance$100,0001.02%
- QualifiedQualified0.86%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Johnson State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.86%APY
No minimum deposit required to open. Federal regulations limit withdrawals or transfers to 6 per month ($5.00 excess service activity charge per withdrawal over 6). $5.00 monthly fee if daily balance falls below $1,500 any day of the month. $0.20 per withdrawal service charge if average daily balance is less than $5,000. $10.00 balance required to obtain APY listed.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500$10.00 balance required to obtain APY listed. $5.00 monthly fee if daily balance falls below $1500 any day of the month. Compounded daily. | 0.81% | — | $10.00 balance required to obtain APY listed. $5.00 monthly fee if daily balance falls below $1500 any day of the month. Compounded daily. |
| $2,500 – $49,999$10.00 balance required to obtain APY listed. $5.00 monthly fee if daily balance falls below $1500 any day of the month. Compounded daily. | 0.86% | $86 | $10.00 balance required to obtain APY listed. $5.00 monthly fee if daily balance falls below $1500 any day of the month. Compounded daily. |
| $50,000 – $99,000$10.00 balance required to obtain APY listed. $5.00 monthly fee if daily balance falls below $1500 any day of the month. Compounded daily. | 0.99% | — | $10.00 balance required to obtain APY listed. $5.00 monthly fee if daily balance falls below $1500 any day of the month. Compounded daily. |
| $100,000 and up$10.00 balance required to obtain APY listed. $5.00 monthly fee if daily balance falls below $1500 any day of the month. Compounded daily. | 1.02% | — | $10.00 balance required to obtain APY listed. $5.00 monthly fee if daily balance falls below $1500 any day of the month. Compounded daily. |
Sources (2)
All captured Oct 16, 2026
Regular Savings Account
0.25%APY
No minimum deposit required to open. Must maintain a minimum balance of $10 in the account each day to accrue interest and obtain disclosed APY. Variable rate subject to change at any time. Interest compounded daily and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500$10.00 minimum daily balance required to earn disclosed APY. | 0.20% | — | $10.00 minimum daily balance required to earn disclosed APY. |
| $2,500 – $50,000$10.00 minimum daily balance required to earn disclosed APY. | 0.25% | $25 | $10.00 minimum daily balance required to earn disclosed APY. |
| $50,000 – $100,000$10.00 minimum daily balance required to earn disclosed APY. | 0.25% | — | $10.00 minimum daily balance required to earn disclosed APY. |
| $100,000 and up$10.00 minimum daily balance required to earn disclosed APY. | 0.30% | — | $10.00 minimum daily balance required to earn disclosed APY. |
Sources (3)
- johnsonstatebank.com/disclosure-savings
- johnsonstatebank.com/rates
- johnsonstatebank.com/savings-accounts
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.