Credit union · NCUA insured
Jersey Shore Federal Credit Union Auto Loan Rates
Jersey Shore Federal Credit Union auto loan rates start at 4.24% APR. Rates checked October 22, 2026.
How Jersey Shore Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Atlantic City, NJ, where Jersey Shore Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Jersey Shore Federal Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Atlantic City Electric Company Employees FCU
3.75%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
First Harvest Credit Union
4.99%APR
- Terms
- 36–60 months
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Up to 100% financing available. Non-members require a $25 deposit to establish membership; if declined and applicant does not proceed, the deposit is retained as an application fee. Rates reflect a .25% APR discount for auto pay from a Jersey Shore checking account with direct deposit. High mileage on used vehicles may limit term and increase rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.24% | Model year 2026 or Newer; Under 75% LTV. Rate reflects .25% APR off for auto pay from a Jersey Shore checking account with direct deposit. |
| up to 48 months | 4.49% | Model year 2026 or Newer; 75% to 100% LTV. Rate reflects .25% APR off for auto pay from a Jersey Shore checking account with direct deposit. |
| up to 48 months | 4.74% | Model years 2025, 2024, and 2023; 75% to 100% LTV. Rate reflects .25% APR off for auto pay from a Jersey Shore checking account with direct deposit. |
Sources (1)
- jerseyshorefcu.org/loans/auto-loans · captured Oct 22, 2026
Who can join Jersey Shore Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.