Jersey Shore Federal Credit Union Credit Card Rates

How Jersey Shore Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Atlantic City, NJ, where Jersey Shore Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

This credit union’s lowest
Jersey Shore Federal Credit Union
– –
Annual fee
—
No ongoing APR published
Lowest rate
EdiFi Credit Union
9.99%APR
Annual fee
None
EdiFi Credit Union rates
2nd-lowest rate
Truist Bank
13.99%APR
Annual fee
$450
Truist Bank rates

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Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Platinum Mastercard Credit Card

Membership required (living, working, worshiping, volunteering, or attending school in Atlantic or Cape May counties, or affiliated organizations/family). No annual fee. No balance transfer fee. Balance transfer cannot be used to pay off a Jersey Shore FCU loan.

Applies to	APR	Annual fee	Conditions
Intro, 12 months	1.99%	None	Introductory rate on purchases made during the first 12 months.
Ongoing	11.74%–18.00%	None	Standard rate on purchases after introductory period.
Ongoing	18.00%	None	Cash advances rate.

Sources (2)

All captured Oct 22, 2026

Secured Mastercard Credit Card

Designed for those with less-than-ideal credit. Membership required. No annual fee. No balance transfer fee.

Applies to	APR	Annual fee	Conditions
Intro, 12 months	1.99%	None	Introductory rate on purchases for 12 months.
Ongoing	15.15%	None	Standard rate on purchases after introductory period.
Ongoing	18.00%	None	Cash advances rate.

Sources (1)

jerseyshorefcu.org/loans/credit-cards · captured Oct 22, 2026

Who can join Jersey Shore Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

← Jersey Shore Federal Credit Union overview