Credit union · NCUA insured
Jeanne D'Arc Credit Union Auto Loan Rates
Jeanne D'Arc Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 15, 2026.
How Jeanne D'Arc Credit Union’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Jeanne D'Arc Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Jeanne D'Arc Credit Union
5.99%APR
- Terms
- up to 75 months
New and Used Auto Loans
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
Jeanne D'Arc Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Jeanne D'Arc Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Refinance
Any auto loan can be refinanced at any time without cost. Must be 18 years or older (or 16-17 with parental consent via Youth Lending program). Up to $100,000 maximum loan amount. Up to 125% financing based on NADA Retail Value. No prepayment penalties, no application fees. Vehicles 2016 or older cannot be financed. Stated rates are .50% higher without automatic payments from a JDCU account. All auto loans include an additional $63 VSI charge and a $5.00 Membership Account is required.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.99% | Model Year 2026 – 2022. Payment per $1,000 borrowed is $30.42. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
| up to 48 months | 5.99% | Model Year 2026 – 2022. Payment per $1,000 borrowed is $23.48. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
| up to 65 months | 5.99% | Model Year 2026 – 2022. Payment per $1,000 borrowed is $18.05. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
| up to 75 months | 5.99% | Model Year 2026 – 2022. Payment per $1,000 borrowed is $16.02. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
| up to 84 months | 6.49% | Model Year 2026 – 2022. Payment per $1,000 borrowed is $14.84. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
Sources (1)
- jdcu.org/personal/buy-borrow/v…cle-loans/auto-refinance · captured Oct 5, 2026
Motorcycle Loans
New, Used, or Refinanced motorcycles. Financing limits 125% based on NADA Retail Value. Terms up to 75 months. Maximum loan amount $25,000. No application fees, no prepayment penalties. Cannot finance a motorcycle from 2016 or older. Stated rates are .50% higher without automatic payments from a JDCU account. All motorcycle loans will include an additional $63 VSI charge and a $5.00 Membership Account is required. Must be 18 or older (or 16-17 with parental consent).
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 7.25% | Model Year 2026-2021. Payment per $1,000 borrowed is $30.99. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
| up to 48 months | 7.25% | Model Year 2026-2021. Payment per $1,000 borrowed is $24.06. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
| up to 65 months | 7.25% | Model Year 2026-2021. Payment per $1,000 borrowed is $18.65. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
| up to 75 months | 8.24% | Model Year 2026-2021. Payment per $1,000 borrowed is $17.10. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
| up to 36 months | 7.24% | Model Year 2020-2018. Payment per $1,000 borrowed is $30.99. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
| up to 48 months | 7.24% | Model Year 2020-2018. Payment per $1,000 borrowed is $24.06. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
| up to 65 months | 9.24% | Model Year 2020-2018. Payment per $1,000 borrowed is $19.61. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
Sources (1)
- jdcu.org/personal/buy-borrow/v…rcycle-boat-and-rv-loans · captured Oct 5, 2026
New and Used Auto Loans
Up to $100,000 maximum loan amount. Up to 125% financing based on NADA Retail Value. No application fees. No prepayment penalties. Vehicles 2016 or older cannot be financed under this program. A $5.00 Membership Account is required and all auto loans include an additional $63 VSI charge. Stated rates are 0.50% higher without automatic payments from a JDCU account. APR is based on credit history.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.99% | Model Year 2026 – 2022. Payment per $1,000 borrowed is $30.42. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
| up to 48 months | 5.99% | Model Year 2026 – 2022. Payment per $1,000 borrowed is $23.48. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
| up to 65 months | 5.99% | Model Year 2026 – 2022. Payment per $1,000 borrowed is $18.05. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
| up to 75 months | 5.99% | Model Year 2026 – 2022. Payment per $1,000 borrowed is $16.02. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
| up to 84 months | 6.49% | Model Year 2026 – 2022. Payment per $1,000 borrowed is $14.84. Stated rates are .50% higher without automatic payments from a JDCU account. Includes $63 VSI charge; $5.00 Membership Account required. |
Sources (2)
- jdcu.org/personal/buy-borrow/v…cle-loans/auto-refinance
- jdcu.org/personal/buy-borrow/v…/new-and-used-auto-loans
All captured Oct 5, 2026
Who can join Jeanne D'Arc Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or attends school in Middlesex or Essex counties (MA), Fitchburg, Leominster, Harvard, Lunenburg, or Lancaster (MA), or Hillsborough or Rockingham counties (NH).
Cost to join
- Membership requires opening a membership account with a $5.00 deposit, which remains in the account until closed.
Membership information collected October 5, 2026.