Credit union · NCUA insured
JACom Credit Union Credit Card Rates
JACom Credit Union credit cards start at 12.60% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How JACom Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where JACom Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
JACom Credit Union
12.60%APR
- Up to
- —
Visa Card
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
JACom Credit Union credit card score
70
Credit card score
Higher than 25% of U.S. banks and credit unions
- Purchase APRPurchase APR12.60%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where JACom Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Card
All loan approvals are subject to credit and income evaluation. Rates vary depending on one’s creditworthiness, terms, and amount financed. Maximum financing is $10,000.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.60% | None | Rate based on creditworthiness and term of loan. Maximum financing: $10,000.00. |
Sources (1)
- jacomcu.org/loan-rates · captured Oct 6, 2026
Who can join JACom Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of eligible sponsor organizations (The Rafu Shimpo, East West Eye Institute, Miyako Inn & Spa L.A., Morita Produce, Inc., King's Hawaiian Holding Co., Inc., Masada Homes, Yonemoto Physical Therapy Services, Japan Auto Corp., Harbor Japanese Community Center, Little Tokyo Service Center (LTSC) Community Development Corp., H & H Nursery, or Keiro Services) are eligible for membership.
- Employees or members of Higashi Honganji Buddhist Temple, Japanese American Cultural and Community Center, or Japanese Restaurant Assoc. of So Cal are eligible for membership.
Military, government and schools
- Pupils, past pupils, teachers, officials, PTA members, or persons associated in some other capacity with the Japanese Language School Unified System are eligible for membership.
Family and household
- Immediate family members (spouse, siblings, parents, and children) of current members are eligible for membership.
Other ways
- Persons of Japanese ancestry residing in Los Angeles, Orange, Riverside, or San Bernardino County are eligible for membership.
Membership information collected October 5, 2026.