Credit union · NCUA insured
F&A Credit Union Credit Card Rates
Top CarrotF&A Credit Union credit cards start at 6.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How F&A Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where F&A Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
Premier Low Rate Visa
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
3rd-lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
F&A Credit Union credit card score
97
Credit card score
Higher than 99% of U.S. banks and credit unions
- Purchase APRPurchase APR6.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where F&A Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
LA County Fire Station Credit Card
Eligible only to LA County Fire Stations, firehouses, engines, and camps and their hardworking crews in Southern California. Not available to general membership. Balance transfer fee $0.00. Cash advance fee $0.00. Foreign transaction fee 1%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | Purchase APR 0.00%. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- fafcu.org/loans-and-credit/fire-station-loans · captured Oct 16, 2026
Premier Low Rate Visa
Fixed rate card. Credit lines range from $5,000.00 to $25,000.00. Annual fee $0.00. Late payment fee up to $20. Over the credit limit fee $0.00. Foreign transaction fee 1%. Balance transfer fee $0.00. Cash advance fee $0.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.90%–14.50% | None | Rate applies to purchases. Credit line $5,000.00 to $25,000.00. |
Sources (2)
All captured Oct 16, 2026
Premier Rewards Visa
Fixed rate card with rewards program. Credit lines range from $5,000.00 to $25,000.00 depending on factors including credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90%–15.50% | None | Rate applies to purchases. Credit line $5,000.00 to $25,000.00. |
Sources (2)
All captured Oct 6, 2026
Secured Visa
Credit line secured and backed by funds in F&A Ownership/Savings Account. Credit lines range from $500.00 to $10,000.00. Annual fee $0.00. Late payment fee up to $20. Over the credit limit fee $0.00. Foreign transaction fee 1%. Balance transfer fee $0.00. Cash advance fee $0.00. Rewards program No.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Backed by savings account funds. Rate applies to purchases. Credit line $500.00 to $10,000.00. |
Sources (2)
All captured Oct 16, 2026
Traditional Visa
Fixed rate card. Credit lines range from $500.00 to $10,000.00. Annual fee $0.00. Late payment fee up to $20. Over the credit limit fee $0.00. Foreign transaction fee 1%. Balance transfer fee $0.00. Cash advance fee $0.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–15.90% | None | Rate applies to purchases. Credit line $500.00 to $10,000.00. |
Sources (2)
All captured Oct 16, 2026
Who can join F&A Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of Avalon City Professional Firefighters \u2013 Local 2295 are eligible for membership.
- General members of the Los Angeles County Fire Museum are eligible for membership.
- Members of Los Angeles County Firefighters \u2013 Local 1014 are eligible for membership.
- Members of West Covina Police Officers' Association are eligible for membership.
Military, government and schools
- Employees of Arcadia Fire Department are eligible for membership.
- Employees of listed city governments in Los Angeles and Orange Counties are eligible for membership.
7 more ways to join
Military, government and schools
- Uniformed members of the Hawthorne Police Officers Association are eligible for membership.
- Employees of County of Los Angeles Agricultural Commissioner / Weights and Measures are eligible for membership.
- Active and retired employees of the Los Angeles County Fire Department are eligible for membership.
- Los Angeles County Fire Department Lifeguards are eligible for membership.
- Employees of Newport Beach Fire Department are eligible for membership.
- Employees of UC Cooperative Extension Los Angeles County are eligible for membership.
Family and household
- Immediate family members of current F&A members (parents, grandparents, spouses, children, grandchildren, siblings, step-relations, and adoptive relations) are eligible for membership.
Cost to join
- Membership is established with a $5.00 deposit into an Ownership/Savings Account upon approval.
Membership information collected October 5, 2026.