Credit union · NCUA insured
Interfaith Federal Credit Union Credit Card Rates
Interfaith Federal Credit Union credit cards start at 11.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Interfaith Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Phoenix, AZ, where Interfaith Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Interfaith Federal Credit Union
11.75%APR
- Up to
- —
Visa Platinum
Lowest rate
Pinal County FCU
7.90%APR
- Up to
- 13.90% APR
2nd-lowest rate
AERO Financial
7.92%APR
- Up to
- 12.84% APR
Interfaith Federal Credit Union credit card score
74
Credit card score
Higher than 37% of U.S. banks and credit unions
- Purchase APRPurchase APR11.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Interfaith Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Shared Secured Visa
Designed for members working to establish initial credit or repair credit. Credit limit based on secured funds. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program; final rate based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.10% | None | Revolving term. No annual cash advance or balance transfer fee. Minimum monthly payment is 2% of outstanding balance or $25.00. 25-day grace period on purchases. |
Visa Classic
Designed for members who are first-time borrowers. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program; final rate based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.00% | None | Revolving term / up to $10,000 credit limit. No annual cash advance or balance transfer fee. Minimum monthly payment is 2% of outstanding balance or $25.00. 25-day grace period on purchases. |
Visa Platinum
Designed for established members with impeccable credit. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program; final rate based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75% | None | Revolving term / up to $25,000 credit limit. No annual cash advance or balance transfer fee. Minimum monthly payment is 2% of outstanding balance or $25.00. 25-day grace period on purchases. |
Sources (3)
All captured Oct 6, 2026
Who can join Interfaith Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Affiliates and employees of Cokesbury stores within the boundaries of the served Conferences are eligible for membership.
- Churches, clergy, staff, laity, and congregations of specified United Methodist conferences, Episcopal dioceses, and UCC foundation are eligible for membership.
Military, government and schools
- Employees and students of The School of Theology at Claremont are eligible for membership.
Family and household
- Anyone related to an Interfaith FCU member by blood, marriage, or adoption is eligible for membership.
Cost to join
- There is a one-time membership fee of $5.00.
Membership information collected October 5, 2026.