Credit union · NCUA insured
Advantage Plus Federal Credit Union Auto Loan Rates
Top CarrotAdvantage Plus Federal Credit Union auto loans start at 5.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 15, 2026.
How Advantage Plus Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Terre Haute, IN, where Advantage Plus Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Advantage Plus Federal Credit Union
5.00%APR
- Up to
- 16.75% APR
Auto Loan
2nd-lowest rate
Western Indiana CU
5.24%APR
- Up to
- —
3rd-lowest rate
Indiana State University Credit Union
5.50%APR
- Up to
- —
Advantage Plus Federal Credit Union auto loan score
82
Auto loan score
Higher than 57% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Advantage Plus Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates are based upon the year of the vehicle and credit bureau score with TransUnion. Only well-qualified members will receive the lowest rate. 72-month financing is available on loans over $18,000; 84-month financing is available at a higher rate on loans over $30,000 for qualified borrowers. Vehicles more than 12 years past the current model year are not financed. No application fees.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.00%–16.75% | Rates are based upon the year of the vehicle and credit bureau score with TransUnion. Lowest rates reserved for well-qualified members. 72-month financing available on loans over $18,000; 84-month financing available at a higher rate on loans over $30,000 for qualified borrowers. |
Loans Secured with Title
Rates are based upon the year of collateral and your credit bureau score with Transunion. Only well qualified members will receive the lowest rate. Loans over $18,000 eligible for 72 month financing. Loans over $30,000 eligible for 84 month financing at a higher rate.
| Terms | APR | Conditions |
|---|---|---|
| 72–84 months | 6.00%–17.75% | 84 month financing available at a higher rate on loans over $30,000. |
Sources (1)
- apifcu.com/rates · captured Oct 7, 2026
Who can join Advantage Plus Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.