Credit union · NCUA insured
Huntington Beach Credit Union Credit Card Rates
Huntington Beach Credit Union credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Huntington Beach Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Huntington Beach Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Huntington Beach Credit Union
11.90%APR
- Up to
- —
Visa Surf Wave
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Huntington Beach Credit Union credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Huntington Beach Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Coastal Rewards
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.90% | None | As low as 15.90% APR. Loan and accompanying interest rates and APR based on credit history, loan-to-value, loan amount, loan purpose, and income/financial obligations; subject to a minimum credit qualifying score. No annual fee, balance transfer fee, or cash advance fee. |
Sources (2)
All captured Oct 16, 2026
Visa Surf Wave
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | As low as 11.90% APR. Loan and accompanying interest rates and APR based on credit history, loan-to-value, loan amount, loan purpose, and income/financial obligations; subject to a minimum credit qualifying score. No annual fee, balance transfer fee, or cash advance fee. |
Sources (2)
All captured Oct 16, 2026
Who can join Huntington Beach Credit Union
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