Bank · FDIC insured
HSBC Trust Company (Delaware) Credit Card Rates
HSBC Trust Company (Delaware) credit card rates start at 20.24% APR. Rates checked October 22, 2026.
How HSBC Trust Company (Delaware)’s credit card rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where HSBC Trust Company (Delaware) has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
HSBC Trust Company (Delaware)
– –
- Up to
- —
No ongoing APR published
Lowest rate
APG Federal Credit Union
7.00%APR
- Up to
- —
2nd-lowest rate
Forge Credit Union
7.99%APR
- Up to
- 17.99% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
HSBC Elite Credit Card
Requires an existing U.S. HSBC Premier checking account or Private Bank relationship. Annual fee is $495 for primary cardholder, $0 for authorized users; $0 for primary cardholder with a Private Banking Account relationship; $295 for primary cardholder with HSBC US employee status.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 20.24%–25.24% | $495 | Variable APR based on Prime Rate, depending on creditworthiness. Annual fee is $495 ($0 for authorized users); $0 for primary cardholder with Private Banking relationship; $295 for primary cardholder with HSBC US employee status. |
| Ongoing | 29.24% | $495 | Variable Cash APR based on Prime Rate. Cash advance fee of $10 or 5%, whichever is greater. Annual fee is $495 ($0 for authorized users); $0 for primary cardholder with Private Banking relationship; $295 for primary cardholder with HSBC US employee status. |
Sources (1)
- us.hsbc.com/credit-cards/products/elite · captured Oct 22, 2026
HSBC Premier Credit Card
Requires an existing U.S. HSBC Premier checking account. Annual fee is $95 for primary cardholder, $0 for authorized users; $0 for primary cardholder who holds a Private Banking Account relationship or HSBC US employee status.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 20.24%–25.24% | $95 | Variable APR based on Prime Rate, depending on creditworthiness. Annual fee is $95 ($0 for authorized users); $0 for primary cardholder with Private Banking relationship or HSBC US employee status. |
| Ongoing | 29.24% | $95 | Variable Cash APR based on Prime Rate. Cash advance fee of $10 or 5%, whichever is greater. Annual fee is $95 ($0 for authorized users); $0 for primary cardholder with Private Banking relationship or HSBC US employee status. |
Sources (1)
- us.hsbc.com/credit-cards/products/premier · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.