Credit union · NCUA insured
Hoosier Hills Credit Union Auto Loan Rates
Top CarrotHoosier Hills Credit Union auto loans start at 4.65% APR for a new vehicle and 4.65% for a used one. Rates checked October 15, 2026.
How Hoosier Hills Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Hoosier Hills Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Hoosier Hills Credit Union
4.65%APR
- Terms
- up to 60 months
- Up to
- —
Auto/Truck Loans
Lowest rate
Delta Community Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- 14.39% APR
2nd-lowest rate
Cincinnati Interagency Federal Credit Union
4.24%APR
- Terms
- —
- Up to
- —
Hoosier Hills Credit Union auto loan score
88
Auto loan score
Higher than 84% of U.S. banks and credit unions
- New vehicleNew4.65%
- Used vehicleUsed4.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hoosier Hills Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto/Truck Loans
Available to eligible HHCU members. Financing available for new and used vehicles (up to 100% financing). A $195 loan origination fee applies to all Auto/Truck loans. Rates do not apply to refinancing of existing HHCU auto/truck loans.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.65% | Model year 2026. Rate as low as 4.65% APR based on creditworthiness. Does not apply to refinance of existing HHCU auto loans. $195 origination fee applies. |
| up to 72 months | 5.16% | Model year 2026. Rate as low as 5.16% APR based on creditworthiness. Does not apply to refinance of existing HHCU auto loans. $195 origination fee applies. |
| up to 84 months | 6.46% | Model year 2026. Rate as low as 6.46% APR based on creditworthiness. Does not apply to refinance of existing HHCU auto loans. $195 origination fee applies. |
| up to 60 months | 5.23% | Model year 2024. Rate as low as 5.23% APR based on creditworthiness. Does not apply to refinance of existing HHCU auto loans. $195 origination fee applies. |
| up to 72 months | 6.25% | Model year 2024. Rate as low as 6.25% APR based on creditworthiness. Does not apply to refinance of existing HHCU auto loans. $195 origination fee applies. |
| up to 60 months | 6.56% | Model years 2020–2019. Rate as low as 6.56% APR based on creditworthiness. Does not apply to refinance of existing HHCU auto loans. $195 origination fee applies. |
| up to 60 months | 7.81% | Model years 2016–1999. Rate as low as 7.81% APR based on creditworthiness. Does not apply to refinance of existing HHCU auto loans. $195 origination fee applies. |
Sources (1)
- hoosierhills.com/personal/borrow/auto-loans · captured Oct 5, 2026
Who can join Hoosier Hills Credit Union
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