Credit union · NCUA insured
Homefield Credit Union Auto Loan Rates
Homefield Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 15, 2026.
How Homefield Credit Union’s auto loan rates compare
Compared with banks and credit unions near Worcester, MA, where Homefield Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Homefield Credit Union
4.99%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loans
Lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
- Discount
- None included
2nd-lowest rate
Leominster Employees Federal Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Homefield Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Homefield Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
APRs are subject to change and are based on applicant's credit score, collateral value, and overall relationship with Homefield Credit Union. Available for new, used, or refinanced vehicles. Other terms and rates available. Rates and terms on commercial vehicles will differ. Restrictions may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Monthly payment of $29.97 per $1,000 borrowed. Rate based on credit score, collateral value, and relationship. |
| up to 48 months | 4.99% | Monthly payment of $23.02 per $1,000 borrowed. Rate based on credit score, collateral value, and relationship. |
| up to 60 months | 4.99% | Monthly payment of $18.87 per $1,000 borrowed. Rate based on credit score, collateral value, and relationship. |
| up to 72 months | 4.99% | Monthly payment of $16.10 per $1,000 borrowed. Rate based on credit score, collateral value, and relationship. |
| up to 84 months | 4.99% | Monthly payment of $14.13 per $1,000 borrowed. Rate based on credit score, collateral value, and relationship. |
Who can join Homefield Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live in Worcester County or Middlesex County in Massachusetts.
- Membership is open to individuals who work in Worcester County or Middlesex County in Massachusetts.
Military, government and schools
- Membership is open to individuals who attend any elementary school, secondary school, or school of higher education in Worcester County or Middlesex County in Massachusetts.
Family and household
- Membership is open to family members of individuals who live, work, or attend school in Worcester County or Middlesex County in Massachusetts.
Membership information collected October 5, 2026.