Credit union · NCUA insured
Homefield Credit Union CD Rates
A $170.6M credit union headquartered in North Grafton, MA, with 6,883 members and 2 branches in Massachusetts.
How Homefield Credit Union’s CD rates compare
Compared with banks and credit unions near Worcester, MA, where Homefield Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Homefield Credit Union
3.75%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $280
Certificates of Deposit (CDs)
Top rate
Hanscom Federal Credit Union
4.50%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $450
2nd-highest rate
Central One Federal Credit Union
4.45%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000
- $559
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Certificates of Deposit (CDs)
Up to 3.75%APY · 9 terms
Rate and APY listed apply to both regular and IRA CDs. Fees may reduce earnings. Early withdrawal penalties may apply for CD accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.10% | $2 |
| 6 months | 0.20% | $10 |
| 9 months9 Month Special | 3.75% | $280 |
| 12 months | 0.25% | $25 |
| 18 months | 0.35% | $53 |
| 24 months | 0.35% | $70 |
| 36 months | 0.45% | $136 |
| 48 months | 0.55% | $222 |
| 60 months | 0.85% | $432 |
IRA Certificates
Up to 3.75%APY · 9 terms
Rate and APY listed apply to both regular and IRA CDs. Fees may reduce earnings. Early withdrawal penalties may apply for CD accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.10% | $2 |
| 6 months | 0.20% | $10 |
| 9 months9 Month Special | 3.75% | $280 |
| 12 months | 0.25% | $25 |
| 18 months | 0.35% | $53 |
| 24 months | 0.35% | $70 |
| 36 months | 0.45% | $136 |
| 48 months | 0.55% | $222 |
| 60 months | 0.85% | $432 |
Sources (2)
All captured Oct 5, 2026
Who can join Homefield Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live in Worcester County or Middlesex County in Massachusetts.
- Membership is open to individuals who work in Worcester County or Middlesex County in Massachusetts.
Military, government and schools
- Membership is open to individuals who attend any elementary school, secondary school, or school of higher education in Worcester County or Middlesex County in Massachusetts.
Family and household
- Membership is open to family members of individuals who live, work, or attend school in Worcester County or Middlesex County in Massachusetts.
Membership information collected October 5, 2026.