Credit union · NCUA insured
Hershey Federal Credit Union Credit Card Rates
Hershey Federal Credit Union credit cards start at 10.25% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Hershey Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Harrisburg, PA, where Hershey Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Hershey Federal Credit Union
10.25%APR
Visa Classic
Lowest rate
New Cumberland Federal Credit Union
6.90%APR
2nd-lowest rate
AmeriChoice Federal Credit Union
8.90%APR
Hershey Federal Credit Union credit card score
81
Credit card score
Higher than 56% of U.S. banks and credit unions
- Purchase APRPurchase APR10.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hershey Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Hershey FCU Visa Classic. Maximum amount available $25,000. Minimum payment 2% of balance or $15.00. Other restrictions or conditions may apply. Actual rates based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.25% | None | Visa Balance Transfer / New Purchase Program for new purchases; based on creditworthiness. Annual fee none. |
| Ongoing | 10.25%–14.25% | None | APR for purchases when you open your account, based on creditworthiness. Annual fee none. |
Sources (3)
- hersheyfcu.org
- hersheyfcu.org/accounts/tools/rates
- hersheyfcu.org/loans-and-credi…-tools/visa-credit-cards
All captured Oct 6, 2026
Visa Platinum
Hershey FCU Visa Platinum. Maximum amount available $25,000. Minimum payment 2% of balance or $15.00. Other restrictions or conditions may apply. Actual rates based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.25% | None | Visa Balance Transfer / New Purchase Program for new purchases; based on creditworthiness. Annual fee none. |
| Ongoing | 10.25%–14.25% | None | APR for purchases when you open your account, based on creditworthiness. Annual fee none. |
Sources (3)
- hersheyfcu.org
- hersheyfcu.org/accounts/tools/rates
- hersheyfcu.org/loans-and-credi…-tools/visa-credit-cards
All captured Oct 6, 2026
Who can join Hershey Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals and their immediate family members (spouse, children, siblings, parents, grandparents, grandchildren, step-parents, step-children, step-siblings, and adopted relationships) who live, work, worship, or attend school in Dauphin or Lebanon Counties are eligible for membership.
Family and household
- Any immediate family member (spouse, children, siblings, parents, grandparents, grandchildren, step-parents, step-children, step-siblings, and adopted relationships) of current Hershey FCU members is eligible to join.
Cost to join
- All members are required to make a $5.00 deposit upon account opening.
Membership information collected October 5, 2026.