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Credit union · NCUA insured

New Cumberland Federal Credit Union Credit Card Rates

New Cumberland Federal Credit Union credit cards start at 6.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How New Cumberland Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near York, PA, where New Cumberland Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • This credit union’s lowest

    New Cumberland Federal Credit Union

    6.90%APR

    NCFCU Visa® Credit Card

  • Top Carrot, Carrot Score 89

    2nd-lowest rate

    AmeriChoice Federal Credit Union

    8.90%APR

    AmeriChoice Federal Credit Union rates

  • Top Carrot, Carrot Score 87

    3rd-lowest rate

    White Rose Credit Union

    8.99%APR

    White Rose Credit Union rates

Compare credit card rates near you →

New Cumberland Federal Credit Union credit card score

97

Credit card score

Higher than 99% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR6.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where New Cumberland Federal Credit Union ranks

By credit card score, in each area where it has branches

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join New Cumberland Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live, work, study, worship, or volunteer in Adams, Cumberland, Dauphin, Lebanon, Perry, or York counties are eligible for membership.

Family and household

  • Individuals who have a family member living in Adams, Cumberland, Dauphin, Lebanon, Perry, or York counties are eligible for membership.

Cost to join

  • Opening a Regular Savings Account with at least $5.00 is required to join NCFCU.

Membership information collected October 5, 2026.

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