Credit union · NCUA insured
Hershey Federal Credit Union Savings Rates
Hershey Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How Hershey Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Harrisburg, PA, where Hershey Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hershey Federal Credit Union
0.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Money Market Accounts
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Pennian Bank
3.75%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $375
Hershey Federal Credit Union savings score
77
Savings score
Higher than 45% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.05%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hershey Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.50%APY
Dividends paid monthly and calculated on average daily balance. $2,500 minimum balance required to earn dividends. Check writing is not available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 0.25% | — |
| $10,000 – $25,000 | 0.50% | $50 |
| $25,000 – $100,000 | 0.75% | — |
| $100,000 and up | 1.05% | — |
Sources (2)
All captured Sep 17, 2026
Regular Share Accounts
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 minimum balance required to earn dividends. Dividends compounded quarterly. 6 free withdrawals per month.$100 and up | 0.05% | $5 | $100 minimum balance required to earn dividends. Dividends compounded quarterly. 6 free withdrawals per month. |
Sources (2)
All captured Sep 17, 2026
Special Share Accounts
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends are not paid on balances less than $100. 1 free withdrawal per quarter.$100 and up | 0.05% | $5 | Dividends are not paid on balances less than $100. 1 free withdrawal per quarter. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Individual Retirement Accounts
0.10%APY
Traditional and Roth IRA options available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.10% | — |
| $10,000 and up | 0.10% | $10 |
Sources (2)
All captured Sep 17, 2026
Holiday Club Accounts
0.05%APY
Funds disbursed on October 1st to checking or savings account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends are not paid on balances less than $100. Funds will be disbursed on October 1st.$100 and up | 0.05% | $5 | Dividends are not paid on balances less than $100. Funds will be disbursed on October 1st. |
Sources (2)
All captured Sep 17, 2026
Who can join Hershey Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals and their immediate family members (spouse, children, siblings, parents, grandparents, grandchildren, step-parents, step-children, step-siblings, and adopted relationships) who live, work, worship, or attend school in Dauphin or Lebanon Counties are eligible for membership.
Family and household
- Any immediate family member (spouse, children, siblings, parents, grandparents, grandchildren, step-parents, step-children, step-siblings, and adopted relationships) of current Hershey FCU members is eligible to join.
Cost to join
- All members are required to make a $5.00 deposit upon account opening.
Membership information collected October 5, 2026.