Credit union · NCUA insured
AmeriChoice Federal Credit Union Credit Card Rates
Top CarrotAmeriChoice Federal Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How AmeriChoice Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Harrisburg, PA, where AmeriChoice Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
AmeriChoice Federal Credit Union
8.90%APR
Visa Platinum
Lowest rate
New Cumberland Federal Credit Union
6.90%APR
3rd-lowest rate
PA Central Federal Credit Union
9.90%APR
AmeriChoice Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where AmeriChoice Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
Non-variable APR based on creditworthiness and underwriting criteria. Credit limits from $250 to $25,000. No annual fee and no balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Rate is non-variable and based on creditworthiness and other underwriting criteria; the APR received may differ from the rate shown. Credit limits range from $250 to $25,000. No balance transfer fee. |
Sources (3)
- americhoice.org/credit-cards
- americhoice.org/current-rates/cards
- marketing.americhoice.org/visa-credit-cards
All captured Oct 7, 2026
Visa Platinum Preferred
Non-variable APR based on creditworthiness and underwriting criteria. Includes ScoreCard Rewards Program (points and cash back) and Redeem2Erase. Credit limits from $250 to $25,000. No annual fee and no balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Rate is non-variable and based on creditworthiness and other underwriting criteria; the APR received may differ from the rate shown. Credit limits range from $250 to $25,000. No balance transfer fee. |
Sources (3)
- americhoice.org/credit-cards
- americhoice.org/current-rates/cards
- marketing.americhoice.org/visa-credit-cards
All captured Oct 7, 2026
Who can join AmeriChoice Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Adams, Cumberland, Dauphin, Lebanon, Perry, or York counties in Pennsylvania.
Membership information collected October 5, 2026.