Bank · FDIC insured
First Federal Bank of Louisiana Credit Card Rates
First Federal Bank of Louisiana credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How First Federal Bank of Louisiana’s credit card rates compare
Compared with banks and credit unions near Lake Charles, LA, where First Federal Bank of Louisiana has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Federal Bank of Louisiana
8.90%APR
- Up to
- —
Visa Platinum
2nd-lowest rate
Capital One
9.99%APR
- Up to
- —
3rd-lowest rate
First Guaranty Bank
15.49%APR
- Up to
- 22.49% APR
First Federal Bank of Louisiana credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Federal Bank of Louisiana ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.95% | None | Purchase & Balance Transfers |
| Ongoing | 14.95% | None | Cash Advances |
Sources (1)
- ffbla.bank/consumer-loans · captured Oct 7, 2026
Visa Gold
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Purchase & Balance Transfers |
| Ongoing | 11.90% | None | Cash Advances |
Sources (1)
- ffbla.bank/consumer-loans · captured Oct 7, 2026
Visa Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Purchase & Balance Transfers |
| Ongoing | 10.90% | None | Cash Advances |
Sources (1)
- ffbla.bank/consumer-loans · captured Oct 7, 2026
Visa Secured
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.95% | $25 | Purchase & Balance Transfers |
| Ongoing | 14.95% | $25 | Cash Advances |
Sources (1)
- ffbla.bank/consumer-loans · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.