Credit union · NCUA insured
Healthcare First Credit Union Credit Card Rates
Healthcare First Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Healthcare First Credit Union’s credit card rates compare
Compared with banks and credit unions near Altoona, PA, where Healthcare First Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Healthcare First Credit Union
9.99%APR
Visa Credit Card
Lowest rate
Altoona
9.90%APR
2nd-lowest rate
Your Choice Federal Credit Union
9.90%APR
Healthcare First Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Healthcare First Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
The same underwriting guidelines will be used as they would for the establishment of personal line of credit loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | The same underwriting guidelines will be used as they would for the establishment of personal line of credit loan. |
Sources (2)
All captured Oct 7, 2026
Young Adult Visa Credit Card
Must be 18-26 years of age. The same underwriting guidelines will be used as they would for the establishment of personal line of credit loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 2.99% | None | Must be 18-26 years of age. The same underwriting guidelines will be used as they would for the establishment of personal line of credit loan. |
Sources (2)
All captured Oct 7, 2026
Who can join Healthcare First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Open to any person working in the health care field in Cambria, Somerset, and Blair Counties, Pennsylvania, including employees, doctors, medical staff, technicians, volunteers under hospital staff supervision, and full-time registered students in the health care field.
Family and household
- Open to family members of eligible health care workers/members.
Cost to join
- Opening and maintaining membership requires an initial minimum Share deposit of $5.00 in a Share Account.
Membership information collected October 5, 2026.