Credit union · NCUA insured
Your Choice Federal Credit Union Credit Card Rates
Your Choice Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Your Choice Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Altoona, PA, where Your Choice Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Your Choice Federal Credit Union
9.90%APR
- Up to
- —
Visa Card
Lowest rate
Altoona
9.90%APR
- Up to
- —
3rd-lowest rate
ARC Federal Credit Union
9.99%APR
- Up to
- 17.99% APR
Your Choice Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Your Choice Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Card
We offer a low introductory rate of 2.90% for the first 6 months then a fixed rate of 9.90% thereafter and no fee balance transfers to the card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Low introductory rate of 2.90% for the first 6 months. |
| Ongoing | 9.90% | None | Fixed rate of 9.90% thereafter. No fee balance transfers to the card. |
Sources (2)
All captured Oct 7, 2026
Who can join Your Choice Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, or a business legal entity located in most of the Altoona area.
Employers and groups
- Persons who are employed, retired, or members (with voting rights) of listed companies or organizations in the credit union's Field of Membership.
Family and household
- Family members (spouses, spouses of deceased members, children, siblings, parents, grandparents, grandchildren, including step-relatives) of members, and persons living in the same household.
Membership information collected October 5, 2026.